1256 Cambria Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1256 Cambria Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,549 sqft · built 2013
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on File
Last Sale	$613,050 (Feb 2013)
Tax Bill	$7,807 (2026)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-430636`

Property Details

APN / Parcel Number

Primary APN	`04-430636`
Alternative APN	`430636`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,549 sqft Total Area
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	430636
Street Address	1256 CAMBRIA RD
City	WESTMINSTER
State	MD
Zip	21157-7295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 3 - 3.4298 AC CAMBRIA RD 52-186/190 MILL AT CLEARFIELD
Legal Subdivision	THE MILL AT CLEARFIELD
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	1
Census Block	1003
Census Tract	504201

Owner

1256 Cambria Rd is owned and occupied by two individuals who bought it in February 2013.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1256 CAMBRIA RD, WESTMINSTER, MD 21157-7295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2013 · Amount on File
Deed Sale	Feb 15, 2013 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Book / Page	7222 / 476
Prior Transfer Date	Sep 16, 2011
Prior Transfer Doc	0067370222
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1256 CAMBRIA RD, WESTMINSTER, MD 21157-7295
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 CAMBRIA RD, WESTMINSTER, MD 21157-7295

Mortgage

Document Number	0111750386
Date	Jan 8, 2024
Book Page	11175/386

Lender

Name	NEWTEK BANK NA
Type	Bank
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	118 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1256 Cambria Rd was $7,807 with a homeowner's exemption, up 4.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,807.00 (+4.62%) Homeowner's exemption	$719,267	$743,800 Land $242,100 Building $501,700
2025	$7,462.00 Homeowner's exemption
2023	$6,931.00 Homeowner's exemption	$613,400	$707,000 Land $222,100 Building $484,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1256 Cambria Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 Cambria Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20