1246 Cambria Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1246 Cambria Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,912 sqft · built 2013
Lot Size	2.35 acres (102,714 sqft)
Owner	2 Individual Names on File
Last Sale	$513,759 (Dec 2013)
Tax Bill	$7,263 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-430638`

Property Details

APN / Parcel Number

Primary APN	`04-430638`
Alternative APN	`430638`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,912 sqft Total Area
Basement Area	1,410 sqft
Finished Basement	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	102,714 sqft (2.35 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	221 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	430638
Street Address	1246 CAMBRIA RD
City	WESTMINSTER
State	MD
Zip	21157-7295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 5 - 2.3580 ACS 1246 CAMBRIA RD 52-186/1 MILL AT CLEARFIELD
Legal Subdivision	THE MILL AT CLEARFIELD
Legal Lot Number	5
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	1
Census Block	1003
Census Tract	504201

Owner

1246 Cambria Rd is owned and occupied by two individuals who acquired it in August 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1246 CAMBRIA RD, WESTMINSTER, MD 21157-7295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2013 · Amount on File
Deed Sale	Dec 6, 2013 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Book / Page	7552 / 291
Last Transfer Date	Aug 21, 2020
Transfer Doc	0098220210
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Aug 27, 2020
Property Address	1246 CAMBRIA RD, WESTMINSTER, MD 21157-7295
Document Number	0098220210
Book / Page	9822 / 210
Map Reference	MB DBS 52 PG 186-190
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1246 CAMBRIA RD, WESTMINSTER, MD 21157-7295

Mortgage

Document Number	0009822213
Date	Aug 27, 2020
Instrument	9822/213

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	242 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1246 Cambria Rd was $7,263 with a homeowner's exemption, up 4.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,263.00 (+4.61%) Homeowner's exemption	$668,600 (+1.8%)	$692,200 (+5.39%) Land $233,500 Building $458,700
2025	$6,943.00 Homeowner's exemption	$656,800 Land $213,500 Building $443,300	$656,800 Land $213,500 Building $443,300
2023	$6,443.00 Homeowner's exemption	$570,200	$656,800 Land $213,500 Building $443,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1246 Cambria Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1246 Cambria Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20