1256 91st Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1256 91st Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 816 sqft · built 1953
Lot Size	0.167 acres (7,309 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Apr 2025)
Tax Bill	$2,234 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3300-01020`

Property Details

APN / Parcel Number

Primary APN	`010-3300-01020`
Alternative APNs	`1102396` `1180810`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	816 sqft Gross Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,309 sqft (0.167 acres)
Garage Area	336 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Storage Building	144 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1180810
Street Address	1256 91ST AVE W
City	DULUTH
State	MN
Zip	55808-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC PART OF VAC ALLEY AND PEDESTRIAN WAYAD SERIAL #
Legal Subdivision	MORGAN PARK OF DULUTH
Legal Block	7
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	3700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1256 91ST AVE W, DULUTH, MN 55808-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Dec 28, 2020	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage PARK ST BK
May 21, 2019	Affidavit of Death, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	20251088815
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0001010595
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1256 91ST AVE W, DULUTH, MN 55808-1528
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 91ST AVE W, DULUTH, MN 55808-1528

Mortgage

Document Number	0001067162
Date	Mar 31, 2023
Instrument	1067162

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	May 1, 2028

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 28, 2020
Property Address	1256 91ST AVE W, DULUTH, MN 55808-1528
Document Number	00T1034267
Instrument Date	Dec 18, 2020
Instrument	T1034267
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1256 91ST AVE W DULUTH MN 558081528, DULUTH, MN 55808-1528

Mortgage

Document Number	T1034268
Date	Dec 28, 2020
Instrument	T1034268

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Mortgage

Document Number	T1034269,
Date	Dec 28, 2020
Instrument	T1034269

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 27, 2030

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2019
Property Address	1256 91ST AVE W, DULUTH, MN 55808-1528
Document Number	00T1010596
Instrument Date	May 16, 2019
Instrument	T1010596
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1256 91ST AVE W DULUTH MN 558081528, DULUTH, MN 55808-1528

Mortgage

Document Number	T1010597
Date	May 21, 2019
Instrument	T1010597

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2019
Property Address	1256 91ST AVE W, DULUTH, MN 55808-1528
Document Number	00T1010595
Instrument Date	Apr 30, 2019
Instrument	T1010595
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NORTH SHORE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 91ST AVE W DULUTH MN 558081528, DULUTH, MN 55808-1528

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,234.00 (-0.71%) Homeowner's exemption
2025	$2,250.00 (-2%) Homeowner's exemption	$217,700 (+15.06%) Land $15,800 Building $201,900	$217,700 (+15.06%) Land $15,800 Building $201,900
2024	$2,296.00	$189,200 (+13.63%) Land $18,500 Building $170,700	$189,200 (+13.63%) Land $18,500 Building $170,700
2022		$166,500 Land $19,500 Building $147,000	$166,500 Land $19,500 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

1256 91st Ave W, Duluth, MN 55808 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 91st Ave W

Nearby Streets

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