St. Louis County property record for 1248 91st Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,242 sqft · built 1953 |
| Lot Size | 0.183 acres (7,974 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Nov 2019) |
| Tax Bill | $2,862 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3300-01005 |
| Primary APN | 010-3300-01005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Gross Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 426 sqft |
| Finished Basement | 426 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,974 sqft (0.183 acres) |
| Garage Area | 384 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 108 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1081769 |
|---|---|
| Street Address | 1248 91ST AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 10 FT OF LOT 7 AND ALL OF LOT 8 INCPART OF VAC ALLEY ADJ SERIAL # |
| Legal Subdivision | MORGAN PARK OF DULUTH |
| Legal Block | 7 |
| Legal Lot Number | 7-8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3700 |
1248 91st Ave W is owned and occupied by an individual who bought it in November 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1248 91ST AVE W, DULUTH, MN 55808-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 27, 2019 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Mar 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on File |
| Deed Sale | Nov 27, 2019 · Amount on File |
| Deed Document Number | 20191017970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1248 91ST AVE W, DULUTH, MN 55808-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001036915 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 1036915 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 27, 2019 |
| Property Address | 1248 91ST AVE W, DULUTH, MN 55808-1528 |
| Document Number | 00T1017970 |
| Instrument Date | Nov 15, 2019 |
| Instrument | T1017970 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.55 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1248 91ST AVE W DULUTH MN 558081528, DULUTH, MN 55808-1528 |
| Document Number | T1017971 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | T1017971 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1248 91ST AVE W, DULUTH, MN 55808-1528 |
| Document Number | 000T996170 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1248 91ST AVE W DULUTH MN 558081528, DULUTH, MN 55808-1528 |
| Document Number | 000T996170 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | T996170 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 21, 2028 |
The 2026 property tax bill for 1248 91st Ave W was $2,862 with a homeowner's exemption, down 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,862.00 (-0.49%) Homeowner's exemption | ||
| 2025 | $2,876.00 (-6.68%) Homeowner's exemption | $246,000 (+6.13%) Land $16,400 Building $229,600 | $246,000 (+6.13%) Land $16,400 Building $229,600 |
| 2024 | $3,082.00 | $231,800 Land $19,200 Building $212,600 | $231,800 Land $19,200 Building $212,600 |
| 2022 | $208,400 Land $20,200 Building $188,200 | $208,400 Land $20,200 Building $188,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1248 91st Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1248 91st Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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