12558 Hardy Rd, Hardy, VA 24101 Property Records

Bedford County property record for 12558 Hardy Rd, Hardy, VA 24101

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,383 sqft · built 1932
Lot Size	36.4 acres (1,589,069 sqft)
Owner	2 Individual Names on File
Last Sale	$392,400 (Nov 2021)
Tax Bill	$850 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`173 A 127`

Property Details

APN / Parcel Number

Primary APN	`173 A 127`
Alternative APNs	`17315800` `72670`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,383 sqft Total Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,589,069 sqft (36.4 acres)
Porch	Porch
Porch Area	351 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	12558 HARDY RD
City	HARDY
State	VA
Zip	24101-4700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	HARDY
Legal Subdivision	HARDY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	30602

Owner

12558 Hardy Rd, a rural home, is owned and occupied by two individuals who bought it in November 2021.

Source: Bedford County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12558 HARDY RD, HARDY, VA 24101-4700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GINGER INVESTMENTS LLC
Apr 6, 2021	Warranty Deed, Transfer ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE OF ROANOKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	202116684
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 23, 2021
Property Address	12558 HARDY RD, HARDY, VA 24101-4700
Document Number	0210016684
Instrument Date	Nov 18, 2021
Instrument	210016684
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12558 HARDY RD, HARDY, VA 24101-4700

Mortgage

Document Number	0210016685
Date	Nov 23, 2021
Instrument	210016685

Lender

Name	GINGER INVESTMENTS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 6, 2021
Property Address	12558 HARDY RD, HARDY, VA 24101-4700
Document Number	0210005138
Instrument Date	Apr 1, 2021
Instrument	210005138
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE OF ROANOKE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 667, VINTON, VA 24179-0667

Tax Assessment & Valuation

The 2025 property tax bill for 12558 Hardy Rd was $850.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00	$313,700 Land $155,900 Building $157,800
2023	$850.00 Additional exemption filed	$103,700	$313,700 Land $155,900 Building $157,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12558 Hardy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12558 Hardy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hardy Rd

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