Bedford County property record for 12446 Hardy Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 1931 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $669 (2023) |
| Deeds & Mortgages | Feb 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173 A 124 |
| Primary APN | 173 A 124 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,980 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 163,350 sqft (3.75 acres) |
| Porch | Porch |
| Porch Area | 480 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 429810 |
|---|---|
| Street Address | 12446 HARDY RD |
| City | HARDY |
| State | VA |
| Zip | 24101-3763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARDY |
| Legal Subdivision | HARDY |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30602 |
Source: Bedford County records, as of August 14, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12446 HARDY RD, HARDY, VA 24101-3763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2009 |
| Deed Sale | Jan 21, 2009 |
| Deed Document Number | 090000588 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 12446 HARDY RD, HARDY, VA 24101-3763 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 190001487 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 190001487 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $669.00 Additional exemption filed | $81,700 | $163,400 Land $53,800 Building $109,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ZiTEL Fiber | 960 / 960 |
May also be available: Glo Fiber.
5G (outdoors only) and 4G LTE
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