Pasco County property record for 12549 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,382 sqft · built 2006 |
| Lot Size | 0.173 acres (7,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,990 (Oct 2006) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-17-0070-00000-2070 |
| Primary APN | 03-25-17-0070-00000-2070 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,939 sqft |
| 1st Floor Area | 1,382 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,538 sqft (0.173 acres) |
| Garage Area | 399 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1209908 |
|---|---|
| Street Address | 12549 WHITE BLUFF RD |
| City | HUDSON |
| State | FL |
| Zip | 34669-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 207 OR 7242 PG 1478 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 207 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31208 |
12549 White Bluff Rd is owned and occupied by an individual who bought it in October 2006.
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12549 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 10, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2006 · Amount on File |
| Deed Sale | Oct 27, 2006 · Amount on File |
| Deed Document Number | 2006216982 |
| Deed Book / Page | 7242 / 1478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12549 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12549 WHITE BLUFF RD, PORT RICHEY, FL 34669-5017 |
| Document Number | 0105960042 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 10596/42 |
| Instrument | 2022087924 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12549 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096162364 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 9616/2364 |
| Instrument | 2017158914 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12549 White Bluff Rd was $2,996 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,996.00 Homeowner's exemption | $104,840 Land $56,350 Building $48,490 | $238,980 Land $56,350 Building $182,630 |
| 2023 | $2,806.00 (+4.98%) Additional exemption filed | $98,930 (+3%) Land $41,140 Building $57,790 | $244,881 (+27.52%) Land $41,140 Building $203,741 |
| 2022 | $2,673.00 Homeowner's exemption | $96,050 Land $34,445 Building $61,605 | $192,032 Land $34,445 Building $157,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12549 White Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12549 White Bluff Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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