1255 Swaner Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1255 Swaner Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,130 sqft · built 1970
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$990,000 (Apr 2022)
Tax Bill	$10,901 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-02-042`

Property Details

APN / Parcel Number

Primary APN	`790-02-042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1255 SWANER DR
City	GILROY
State	CA
Zip	95020-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4351 NORTHWOOD BOOK 228 PAGE 14 LOT 81
Legal Subdivision	NORTHWOOD
Legal Tract	4351
Legal Lot Number	81
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512505

Owner

1255 Swaner Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1255 SWANER DR, GILROY, CA 95020-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2021	Intrafamily Transfer, Transfer
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Deed Document Number	202225273678
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0025136079
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 1, 2022
Property Address	1255 SWANER DR, GILROY, CA 95020-3810
Document Number	0025273678
Map Reference	MB 228 PG 13&14
Instrument Date	Mar 29, 2022
Instrument	25273678
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1255 SWANER DR, GILROY, CA 95020-3810

Mortgage

Document Number	0025273679
Date	Apr 1, 2022
Instrument	25273679

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 18, 2021
Property Address	1255 SWANER DR, GILROY, CA 95020-3810
Document Number	0025136079
Map Reference	MB 228 PG 13&14
Instrument Date	Sep 14, 2021
Instrument	25136079
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1511 BURROWS RD, CAMPBELL, CA 95008-6355

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 10, 2020
Property Address	1255 SWANER DR, GILROY, CA 95020-3810
Document Number	0024400285
Instrument Date	Feb 3, 2020
Instrument	24400285
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15645 EL GATO LN LOS GATOS CA 950323707, LOS GATOS, CA 95032-3707

Tax Assessment & Valuation

The 2025 property tax bill for 1255 Swaner Dr was $10,901 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,000 (-19.09%) Land $339,900 Building $510,100
2025	$10,901.00 Homeowner's exemption	$1,050,593 Land $420,237 Building $630,356
2023	$12,580.00 (+543.48%) Homeowner's exemption	$1,009,800 Land $403,920 Building $605,880
2022	$1,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1255 Swaner Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1255 Swaner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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