1239 Swaner Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1239 Swaner Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,130 sqft · built 1969
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Jul 2025)
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-02-040`

Property Details

APN / Parcel Number

Primary APN	`790-02-040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1239 SWANER DR
City	GILROY
State	CA
Zip	95020-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4351 NORTHWOOD BOOK 228 PAGE 14 LOT 83
Legal Subdivision	NORTHWOOD
Legal Tract	4351
Legal Lot Number	83
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1239 SWANER DR, GILROY, CA 95020-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 26, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jan 19, 2012 · Amount on Record
Deed Document Number	202525846993
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0024142257
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1239 SWANER DR, GILROY, CA 95020-3810
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 SWANER DR, GILROY, CA 95020-3810

Mortgage

Document Number	0025952361
Date	Mar 5, 2026
Instrument	25952361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 26, 2019
Property Address	1239 SWANER DR, GILROY, CA 95020-3810
Document Number	0024142257
Instrument Date	Feb 22, 2019
Instrument	24142257
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1239 SWANER DR GILROY CA 950203810, GILROY, CA 95020-3810

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 26, 2019
Property Address	1239 SWANER DR, GILROY, CA 95020-3810
Document Number	0024142256
Instrument Date	Feb 22, 2019
Instrument	24142256
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1239 SWANER DR GILROY CA 950203810, GILROY, CA 95020-3810

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$815,000 (+131.74%) Land $650,000 Building $165,000
2025	$4,341.00 (+2.29%) Homeowner's exemption	$351,683 (+4.04%) Land $213,524 Building $138,159
2023	$4,244.00 (+1.73%) Homeowner's exemption	$338,029 Land $205,234 Building $132,795
2022	$4,172.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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