1255 Prospect St, Seaside, CA 93955 Property Records

Monterey County property record for 1255 Prospect St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,334 sqft · built 1946
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-351-032-000`

Property Details

APN / Parcel Number

Primary APN	`012-351-032-000`
Alternative APN	`012-351-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Construction Type	Masonry / Concrete Block
Lot Area	7,400 sqft (0.17 acres)
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	012-351-032
Street Address	1255 PROSPECT ST
City	SEASIDE
State	CA
Zip	93955-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 26 SUR MAPS PG 84
Legal Subdivision	NOCHE BUENA RHO
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3000
Census Tract	13600

Owner

1255 Prospect St is owned and occupied by an individual who acquired it in March 2018.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1255 PROSPECT ST, SEASIDE, CA 93955-5302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 22, 2018	Affidavit of Death, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 10, 2018
Transfer Doc	0000012188
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1255 PROSPECT ST, SEASIDE, CA 93955-5302
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PROSPECT ST, SEASIDE, CA 93955-5302

Mortgage

Document Number	0000018569
Date	Apr 18, 2022
Instrument	2022018569

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1255 PROSPECT ST, SEASIDE, CA 93955-5302
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 PROSPECT ST, SEASIDE, CA 93955-5302

Mortgage

Document Number	0000076584
Date	Nov 10, 2021
Instrument	2021076584

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1255 PROSPECT ST, SEASIDE, CA 93955-5302
Document Number	0000010800
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PROSPECT ST SEASIDE CA 939555302, SEASIDE, CA 93955-5302

Mortgage

Document Number	0000010800
Date	Mar 3, 2020
Instrument	10800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Mar 22, 2018
Property Address	1255 PROSPECT ST, SEASIDE, CA 93955-5302
Document Number	0000012188
Instrument Date	Mar 10, 2018
Instrument	12188
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PROSPECT ST SEASIDE CA 939555302, SEASIDE, CA 93955-5302

Mortgage

Document Number	12189
Date	Mar 22, 2018
Instrument	12189

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1255 Prospect St was $2,240 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$202,864 (+2%) Land $90,168 Building $112,696
2025	$2,240.00 Homeowner's exemption	$198,887 Land $88,400 Building $110,487
2023	$2,169.00 (+1.36%)	$191,166 Land $84,968 Building $106,198
2022	$2,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1255 Prospect St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1255 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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