1184 Prospect St, Seaside, CA 93955 Property Records

Monterey County property record for 1184 Prospect St, Seaside, CA 93955

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,104 sqft · built 1958
Lot Size0.14 acres (6,100 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2016)
Tax Bill$5,639 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN012-381-034-000

Property Details

APN / Parcel Number

Primary APN012-381-034-000
Alternative APN
  • 012-381-034

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area6,100 sqft (0.14 acres)
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1184 PROSPECT ST
CitySEASIDE
StateCA
Zip93955-5912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionCARTER SUBD NO 2 LOT 3
Legal SubdivisionCARTER SUBD NO 2
Legal Block1
Legal Lot Number3
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1001
Census Tract13600

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address134 PACIFIC AVE, PACIFIC GROVE, CA 93950-2524
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2016 · Amount on Record
Deed SaleSep 1, 2016 · Amount on Record
Deed Document Number201650373
Prior Transfer DateMay 9, 2016
Prior Transfer Doc0000025768
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateJun 3, 2026
Property Address1184 PROSPECT ST, SEASIDE, CA 93955-5912
Document Number0000018937
Instrument DateMay 30, 2026
Instrument202618937
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 WHEELER ST, SEASIDE, CA 93955-6207

Mortgage

Document Number0000018937,
DateJun 3, 2026
Instrument202618937
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySeaside City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$503,108 (+2%) Land $355,136 Building $147,972
2025$5,639.00 (+8.23%)$493,244 (+4.04%) Land $348,173 Building $145,071
2023$5,210.00 (+1.4%)$474,093 Land $334,654 Building $139,439
2022$5,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

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