12546 Cominger Ct, Oregon City, OR 97045 Property Records

Clackamas County property record for 12546 Cominger Ct, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,896 sqft · built 1992
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,200 (May 2016)
Tax Bill	$8,999 (2025)
Deeds & Mortgages	Aug 2026 Transfer Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E07AA07600`

Property Details

APN / Parcel Number

Primary APN	`32E07AA07600`
Alternative APN	`01499113`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	01499113
Street Address	12546 COMINGER CT
City	OREGON CITY
State	OR
Zip	97045-8549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	2959 AINSWORTH ESTATES NO 1 LT 33
Legal Range	2E
Legal Township	3S
Legal Section	07
Legal Subdivision	AINSWORTH ESTATES NO 1
Legal Lot Number	33
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2001
Census Tract	22606

Owner

Source: Clackamas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12546 COMINGER CT, OREGON CITY, OR 97045-8549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	201631885
Last Transfer Date	Aug 8, 2026
Transfer Doc	0000033961
Record Updated	Sep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 10, 2026
Property Address	12546 COMINGER CT, OREGON CITY, OR 97045-8549
Document Number	0000033961
Instrument Date	Aug 8, 2026
Instrument	202633961
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12546 COMINGER CT, OREGON CITY, OR 97045-8549

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12546 COMINGER CT, OREGON CITY, OR 97045-8549
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036181
Date	Sep 17, 2025
Instrument	2025-036181

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12546 COMINGER CT, OREGON CITY, OR 97045-8549
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007404
Date	Jan 31, 2020
Instrument	2020-007404

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12546 COMINGER CT, OREGON CITY, OR 97045-8549
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027363
Date	Mar 17, 2021
Instrument	2021-027363

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,999.00 (+5.58%) Veteran's exemption	$480,768 (+6.09%)	$865,180 (+2.18%) Land $265,160 Building $600,020
2023	$8,523.00	$453,171	$846,731 Land $257,691 Building $589,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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