12544 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12544 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,794 sqft · built 2013
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Oct 2022)
Tax Bill	$5,092 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-14500`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-14500`
Alternative APNs	`262306040000014500` `3880803`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,794 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,687 sqft (0.429 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3880803
Street Address	12544 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 145 ORB 6033 PG 1979
Legal Range	26E
Legal Township	23S
Legal Section	6
Legal Subdivision	HAMMOCK POINTE
Legal Tract	A-C&RW
Legal Block	1
Legal Lot Number	145
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

12544 Hammock Pointe Cir is owned and occupied by two individuals who bought it in October 2022.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Oct 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Apr 25, 2013 · Amount on File
Deed Document Number	2022132055
Deed Book / Page	6033 / 1979
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	0053492344
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048

Mortgage

Document Number	0058171504
Date	Oct 19, 2021
Book Page	5817/1504
Instrument	2021144122

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 5, 2022
Property Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Document Number	0060331979
Book / Page	6033 / 1979
Map Reference	MB 64 PG 41-45
Instrument Date	Sep 27, 2022
Instrument	2022132055
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SOUTHEAST PROFESSIONAL TITLE, SOUTHEAST PROFESSIONAL TTL L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	793 TIMBERVIEW ROAD, CLERMONT, FL 34715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048

Mortgage

Document Number	0060331981
Date	Oct 5, 2022
Instrument	6033/1981

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048

Mortgage

Document Number	0055781838
Date	Nov 9, 2020
Book Page	5578/1838
Instrument	2020125563

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Document Number	0054151085
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12544 HAMMOCK POINTE CIR CLERMONT FL 347118048, CLERMONT, FL 34711-8048

Mortgage

Document Number	0054151085
Date	Feb 3, 2020
Book Page	005415/001085
Instrument	13417

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Oct 1, 2019
Property Address	12544 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Document Number	0053492344
Book / Page	005349 / 002344
Instrument Date	Sep 17, 2019
Instrument	110379
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12544 HAMMOCK POINTE CIR CLERMONT FL 347118048, CLERMONT, FL 34711-8048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,130 (+2.9%)	$461,356 (-) Land $100,000 Building $361,356
2025		$378,170 Land $100,000 Building $278,170	$461,356 Land $100,000 Building $361,356
2024	$5,092.00 (+6.11%)
2023	$4,799.00 (+1,053.61%) Homeowner's exemption Additional exemption filed	$356,822 (+13.81%)	$433,642 (+4.68%) Land $100,000 Building $333,642
2022	$416.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$313,530	$414,267 Land $80,625 Building $333,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12544 Hammock Pointe Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12544 Hammock Pointe Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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