Cabarrus County property record for 12543 Gotland Rd, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,064 sqft · built 2019 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,500 (Sep 2019) |
| Tax Bill | $2,160 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0321.000000 |
| Primary APN | 10021E0321.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,443 sqft (0.102 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Porch | Slab |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 132328 |
|---|---|
| Street Address | 12543 GOTLAND RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 321 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 321 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41603 |
12543 Gotland Rd is owned and occupied by an individual who bought it in September 2019.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12543 GOTLAND RD, MIDLAND, NC 28107-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Sep 3, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Prior Sale | Apr 29, 2019 · Amount on File |
| Deed Book / Page | 13696 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12543 GOTLAND RD, MIDLAND, NC 28107-2200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014923298 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 14923/298 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 3, 2019 |
| Property Address | 12543 GOTLAND RD, MIDLAND, NC 28107-2200 |
| Document Number | 0013696238 |
| Book / Page | 13696 / 0238 |
| Map Reference | MB 79 PG 50-53 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 12543 GOTLAND RD, MIDLAND, NC 28107-2200 |
| Document Number | 0013696240 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 13696/240 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,210 Land $70,000 Building $259,210 | ||
| 2024 | $329,210 (+46.3%) Land $70,000 Building $259,210 | ||
| 2023 | $2,160.00 | $225,020 Land $42,500 Building $182,520 | $225,020 Land $42,500 Building $182,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12543 Gotland Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12543 Gotland Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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