12540 Gotland Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 12540 Gotland Rd, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,672 sqft · built 2019
Lot Size0.102 acres (4,443 sqft)
OwnerIndividual Name on Record
Last Sale$314,000 (Dec 2025)
Tax Bill$2,042 (2023)
Deeds & MortgagesDec 2025 Sale & Mortgage
Dec 2020 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN10021E0329.000000

Property Details

APN / Parcel Number

Primary APN10021E0329.000000
Alternative APNs
  • 5544 97 4104
  • 131738
  • 182295

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,236 sqft
1st Floor Area600 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,443 sqft (0.102 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeMixed
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
PorchSlab
Porch Area44 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number182295
Street Address12540 GOTLAND RD
CityMIDLAND
StateNC
Zip28107-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 329 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number329
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1015
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 31, 2020Deed of Trust, Mortgage · Line of Credit
PINNACLE BK
Sep 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 8, 2020Loan Modification, Mortgage
ATTORNEY ONLY
May 13, 2019Loan Modification, Mortgage · Line of Credit
PINNACLE BK
May 14, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleSep 10, 2020 · Amount on Record
Deed Document Number202528543
Deed Book / Page17758 / 1
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 10, 2025
Property Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
Document Number0000177581
Book / Page17758 / 1
Map ReferenceMB 79 PG 50-53
Instrument DateDec 8, 2025
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address12540 GOTLAND RD, MIDLAND, NC 28107-2200

Mortgage

Document Number0000177584
DateDec 10, 2025
Instrument17758/4
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
Document Number14806155
Instrument DateDec 31, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2627 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629

Mortgage

Document Number14806155
DateJan 5, 2021
Book Page014806/000155
Instrument369
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 10, 2020
Property Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
Document Number1448450
Book / Page014484 / 000050
Instrument DateSep 8, 2020
Instrument30529
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$331.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
Document Number1448452
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2627 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
Document Number13503332
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number13503332
DateMay 14, 2019
Book Page013503/000332
Instrument11623
Lender
NamePINNACLE BK
TypeBank
AddressTHOMASVILLE, NC 27361-1148
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 14, 2019
Property Address12540 GOTLAND RD, MIDLAND, NC 28107-2200
Document Number13503330
Book / Page013503 / 000330
Instrument DateMay 13, 2019
Instrument11622
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$169.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,520 (-) Land $70,000 Building $261,520
2025$331,520 (+55.84%) Land $70,000 Building $261,520
2024$331,520 (+55.84%) Land $70,000 Building $261,520
2023$2,042.00$212,730 Land $42,500 Building $170,230$212,730 Land $42,500 Building $170,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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