1249 Sebring Cir, Elgin, IL 60120 Property Records

Cook County property record for 1249 Sebring Cir, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,220 sqft · built 1991
Lot Size0.209 acres (9,100 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Aug 2021)
Tax Bill$7,484 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-116-005

Property Details

APN / Parcel Number

Primary APN06-17-116-005
Alternative APN
  • 06-17-116-005-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1992
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,100 sqft (0.209 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1249 SEBRING CIR
CityELGIN
StateIL
Zip60120-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART NW4 SEC17
Legal Range9E
Legal Township41N
Legal Section17
Legal SubdivisionCOUNTRY BROOK N A
Legal Lot Number169
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2005
Census Tract804404

Owner

1249 Sebring Cir is owned and occupied by an individual who bought it in August 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1249 SEBRING CIR, ELGIN, IL 60120-5215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2021 · Amount on File
Deed SaleAug 27, 2021 · Amount on File
Prior SaleJun 29, 2011 · Amount on File
Deed Document Number202125228
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 27, 2021
Property Address1249 SEBRING CIR, ELGIN, IL 60120-5215
Document Number0023925228
Map ReferenceDOC 91-199804
Instrument DateAug 6, 2021
Instrument2123925228
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1249 SEBRING CIR, ELGIN, IL 60120-5215

Mortgage

Document Number0023925229
DateAug 27, 2021
Instrument2123925229
Lender
NameINTERNATIONAL BANK OF CHICAGO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 Land $6,370 Building $23,630$300,000 Land $63,700 Building $236,300
2023$7,484.00 (+2.9%)
2022$7,273.00 Homeowner's exemption$26,000 Land $5,005 Building $20,995$260,000 Land $50,050 Building $209,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1249 Sebring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Sebring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Sebring Cir

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