1254 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1254 25th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.551 acres (24,041 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Jan 2025)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-420-0140`

Property Details

APN / Parcel Number

Primary APN	`85-420-0140`
Alternative APNs	`85-00420-0140` `43082`

Exterior

Lot Area	24,041 sqft (0.551 acres)

Location & Zoning

Account Number	43082
Street Address	1254 25TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 1
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE
Legal Block	1
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

1254 25th St SE is owned and occupied by two individuals who bought it in January 2025.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1254 25TH ST SE, SAINT CLOUD, MN 56304-8534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Jan 2, 2002 · Amount on File
Deed Document Number	2025978689
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1254 25TH ST SE, SAINT CLOUD, MN 56304-8534
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 25TH ST SE, SAINT CLOUD, MN 56304-8534

Mortgage

Document Number	0000990249
Date	Nov 7, 2025
Instrument	990249

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1254 25th St SE was $3,550 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,600 (+10.03%) Land $70,000 Building $219,600	$289,600 (+10.03%) Land $70,000 Building $219,600
2025	$3,550.00	$263,200 Land $70,000 Building $193,200	$263,200 Land $70,000 Building $193,200
2023	$2,938.00	$263,200 Land $45,000 Building $218,200
2021			$263,200 Land $45,000 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1254 25th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1254 25th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20