Hamilton County property record for 12538 Pebblepointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,916 sqft · built 1997 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,292 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-007-005.000-018 |
| Primary APN | 29-10-33-007-005.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,916 sqft Living Area |
| 1st Floor Area | 1,986 sqft |
| 2nd Floor Area | 1,480 sqft |
| Basement Area | 1,986 sqft |
| Finished Basement | 1,450 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 170 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610330007005000 |
|---|---|
| Street Address | 12538 PEBBLEPOINTE PASS |
| City | CARMEL |
| State | IN |
| Zip | 46033-9687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .55, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 5 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | BAYHILL |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 110912 |
12538 Pebblepointe Pass is owner-occupied and held in a trust since December 2021.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12538 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 |
| Deed Sale | Dec 13, 2021 |
| Deed Document Number | 2015061511 |
| Prior Transfer Date | Dec 2, 2015 |
| Prior Transfer Doc | 2015061511 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12538 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021047512 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021047512 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12538 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057311 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020057311 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929,900 Land $212,000 Building $717,900 | $929,900 Land $212,000 Building $717,900 | |
| 2024 | $10,292.00 (+14.37%) | ||
| 2023 | $8,999.00 (+14.19%) Homeowner's exemption | $790,500 (+14.97%) Land $161,800 Building $628,700 | $790,500 (+14.97%) Land $161,800 Building $628,700 |
| 2022 | $7,881.00 Homeowner's exemption | $687,600 Land $161,800 Building $525,800 | $687,600 Land $161,800 Building $525,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12538 Pebblepointe Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12538 Pebblepointe Pass has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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