12534 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12534 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,011 sqft · built 1994
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (Mar 2002)
Tax Bill	$7,940 (2024)
Deeds & Mortgages	Feb 2023 Transfer Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-10-33-007-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-33-007-003.000-018`
Alternative APN	`1610330007003000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,011 sqft Living Area
Gross Area	6,420 sqft
1st Floor Area	4,980 sqft
Attic	Attic
Attic Area	1,011 sqft
Basement Area	1,464 sqft
Finished Basement	732 sqft
Unfinished Basement	732 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	161 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12534 PEBBLEPOINTE PASS
City	CARMEL
State	IN
Zip	46033-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .36, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 3
Legal Range	04
Legal Township	18
Legal Section	33
Legal Subdivision	BAYHILL SECTION 1
Legal Block	1
Legal Lot Number	3
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	110912

Owner

12534 Pebblepointe Pass is owned and occupied by two individuals who acquired it in February 2023.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12534 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Transfer on Death Deed, Transfer
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2002 · Amount on File
Deed Sale	Mar 1, 2002 · Amount on File
Prior Sale	Jan 23, 2002 · Amount on File
Deed Document Number	200216933
Last Transfer Date	Feb 7, 2023
Transfer Doc	0000004039
Record Updated	Sep 20, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 8, 2023
Property Address	12534 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687
Document Number	0000004039
Map Reference	DOC 9252062
Instrument Date	Feb 7, 2023
Instrument	2023004039
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12534 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12534 PEBBLEPOINTE PASS, CARMEL, IN 46033-9687
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052753
Date	Nov 1, 2022
Instrument	2022052753

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$699,800 Land $200,700 Building $499,100	$699,800 Land $200,700 Building $499,100
2024	$7,940.00 (+11.55%)
2023	$7,118.00 (+15.59%) Homeowner's exemption	$618,800 (+19.88%) Land $153,200 Building $465,600	$618,800 (+19.88%) Land $153,200 Building $465,600
2022	$6,158.00 Homeowner's exemption	$516,200 Land $153,200 Building $363,000	$516,200 Land $153,200 Building $363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12534 Pebblepointe Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12534 Pebblepointe Pass has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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