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12536 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12536 Current Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,234 sqft · built 2018
Lot Size0.2 acres (8,755 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Aug 2021)
Tax Bill$3,596 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN199-163-41

Property Details

APN / Parcel Number

Primary APN199-163-41

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,234 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,755 sqft (0.2 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-163-41
Street Address12536 CURRENT DR
CityCHARLOTTE
StateNC
Zip28278-6969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL198 M62-901 TO 907
Legal SubdivisionCHAPEL COVE SUB PH 4C
Legal Lot Number198
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1004
Census Tract5908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12526 CURRENT DR, CHARLOTTE, NC 28278-6969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2021Intrafamily Transfer, Transfer
Jul 12, 2021Intrafamily Transfer, Transfer
Dec 4, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Feb 5, 2019Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleAug 3, 2021
Deed Document Number0003637090
Deed Book / Page36370 / 90
Record UpdatedJun 7, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2021
Property Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number0000149122
Book / Page36370 / 90
Map ReferenceMB 62 PG 901-907
Instrument DateJul 30, 2021
Instrument2021149122
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$970.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10525 HIGHWAY 36, COVINGTON, GA 30014-4072

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969

Mortgage

Document Number0000149123
DateAug 3, 2021
Instrument2021149123
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2021
Property Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number0000149040
Book / Page36369 / 571
Map ReferenceMB 62 PG 901-907
Instrument DateJul 30, 2021
Instrument2021149040
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJul 12, 2021
Property Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number0000134266
Book / Page36284 / 86
Map ReferenceMB 62 PG 901-907
Instrument DateJul 9, 2021
Instrument2021134266
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12526 CURRENT DR, CHARLOTTE, NC 28278-6969

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000165445
DateDec 4, 2019
Book Page34093/109
Instrument2019165445
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 5, 2019
Property Address12536 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number0000012900
Book / Page033266 / 000996
Instrument DateFeb 4, 2019
Instrument12900
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$804.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12536 CURRENT DR CHARLOTTE NC 282786969, CHARLOTTE, NC 28278-6969

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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