12529 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12529 Current Dr, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 2018
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Apr 2021)
Deeds & Mortgages	Jan 2026 Transfer Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199-162-86`

Property Details

APN / Parcel Number

Primary APN	`199-162-86`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Lot Area	7,800 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	12529 CURRENT DR
City	CHARLOTTE
State	NC
Zip	28278-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L157 M62-901 TO 907
Legal Lot Number	157
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1026
Census Tract	5908

Owner

Source: Mecklenburg County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage OPENDOOR HOME LOANS LLC
Oct 26, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	0000076726
Deed Book / Page	35955 / 212
Last Transfer Date	Jan 21, 2026
Transfer Doc	0000006278
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 21, 2026
Property Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number	0000006278
Book / Page	40150 / 149
Map Reference	MB 62 PG 901-907
Instrument Date	Jan 19, 2026
Instrument	2026006278
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114173
Date	Nov 6, 2025
Book Page	39986/480
Instrument	2025114173

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 19, 2021
Property Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number	0000076726
Book / Page	35955 / 212
Map Reference	MB 62 PG 901-907
Instrument Date	Apr 17, 2021
Instrument	2021076726
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13019 CEDAR CROSSINGS DR, CHARLOTTE, NC 28273-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969

Mortgage

Document Number	0000076727
Date	Apr 19, 2021
Instrument	2021076727

Lender

Name	OPENDOOR HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 26, 2018
Property Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969
Document Number	0000135403
Book / Page	33072 / 440
Map Reference	MB62 PG901-907
Instrument Date	Oct 26, 2018
Instrument	2018135403
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12529 CURRENT DR, CHARLOTTE, NC 28278-6969

Mortgage

Document Number	0000135404
Date	Oct 26, 2018
Instrument	2018135404

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$501,200 Land $125,000 Building $376,200
2023		$501,200 Land $125,000 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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