12535 Fessler Rd, Dow, IL 62022 Property Records

Jersey County property record for 12535 Fessler Rd, Dow, IL 62022

Property Summary

Property TypeTimberland, Forest, Woodland Vacant Land
Details864 sqft · built 1941
Lot Size13 acres (566,280 sqft)
OwnerIndividual Name on File
Tax Bill$1,473 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-015-020-00

Property Details

APN / Parcel Number

Primary APN01-015-020-00
Alternative APN
  • 015-020-00

Interior

Stories1 Story
Building Area864 sqft Total Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area566,280 sqft (13 acres)

Location & Zoning

Account Number015-020-00
Street Address12535 FESSLER RD
CityDOW
StateIL
Zip62022-3417
Property CategoryVacant Land
Property TypeVacant Land > Timberland, Forest, Woodland
Legal DescriptionW PT SE1/4 NW1/4 N OF RD NO SALES 1941 1STY/BSMT 864SQ
JurisdictionJERSEY IL
Township / Civil DivisionELSAH
Census Block Group3
Census Block3000
Census Tract10300

Owner

12535 Fessler Rd, timberland, forest, woodland vacant land, is owned and occupied by an individual.

Source: Jersey County records, as of September 14, 2026

Owner of RecordIndividual Name on File
Mailing Address12535 FESSLER RD, DOW, IL 62022-3417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJERSEY IL
Property Address12535 FESSLER RD, DOW, IL 62022-3417
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyCOMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400173170
DateJan 31, 2024
Instrument202400173170
Lender
Name1ST MIDAMERICA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12535 Fessler Rd was $1,473 with exemptions applied, down 1.9% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionElsah Township
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,473.00 (-1.87%)$54,905 Land $14,745 Building $40,160
2024$1,501.00
2022$2,000.00 Homeowner's exemption$44,010 Land $12,345 Building $31,665
2019$119,715 Land $33,570 Building $86,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12535 Fessler Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims229 (1979–2024)
Claims Outside the SFHA12 of 229
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 22 claims
  • Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12535 Fessler Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Fessler Rd

Nearby Streets

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