Jersey County property record for 12780 Fessler Rd, Dow, IL 62022
| Property Type | Rural Home |
|---|---|
| Details | 2,227 sqft · built 1977 |
| Lot Size | 20.6 acres (898,643 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,882 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-015-021-00 |
| Primary APN | 01-015-021-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,227 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 898,643 sqft (20.6 acres) |
| Account Number | 015-021-00 |
|---|---|
| Street Address | 12780 FESSLER RD |
| City | DOW |
| State | IL |
| Zip | 62022-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W 20.63AC SW1/4 NE1/4 EXCEPT TRACT IN NW COR W OF ROAD NO SALES 1977 1STY/BSMT 2227SQ |
| Legal Subdivision | S15, T6N, R11W OF 3RD PM |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10300 |
12780 Fessler Rd, a rural home, is owner-occupied and held in a trust.
Source: Jersey County records, as of September 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12780 FESSLER RD, DOW, IL 62022-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12780 Fessler Rd was $5,882 with exemptions applied, down 1.6% from the year before.
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,882.00 (-1.59%) | $112,555 Land $9,135 Building $103,420 | $337,665 Land $27,405 Building $310,260 |
| 2024 | $5,977.00 | ||
| 2022 | $3,823.00 Homeowner's exemption Senior Citizen's exemption | $69,520 Land $7,050 Building $62,470 | |
| 2019 | $186,720 Land $16,785 Building $169,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12780 Fessler Rd in Zone X, an area of minimal flood risk, though there have been 229 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12780 Fessler Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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