12534 Montecito Rd, #7, Seal Beach, CA 90740 Property Records

Orange County property record for 12534 Montecito Rd, #7, Seal Beach, CA 90740

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 686 sqft · built 1978
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2020)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`935-810-43`

Property Details

APN / Parcel Number

Primary APN	`935-810-43`
Alternative APN	`086-631-09`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	686 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	12534 MONTECITO RD, 7
City	SEAL BEACH
State	CA
Zip	90740-2726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 10081 BLK LOT 1 UN 7 TR 10081 LOT 1 UNIT 7 G-7, B-7 OF PROJECT
Legal Subdivision	BRIDGE CREEK VILLAS
Legal Tract	10081
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1003
Census Tract	110008

Owner

12534 Montecito Rd, #7 is owned and occupied by an individual who bought it in December 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12534 MONTECITO RD, 7, SEAL BEACH, CA 90740-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Dec 28, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCIAL PARTNERS CU
Jan 11, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Jan 11, 2017 · Amount on File
Deed Document Number	2020769481
Prior Transfer Date	Mar 30, 1995
Prior Transfer Doc	0000162488
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12534 MONTECITO RD # 7, 7, SEAL BEACH, CA 90740-2726
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12534 MONTECITO RD 7, 7, SEAL BEACH, CA 90740-2726

Mortgage

Document Number	0000269352
Date	Nov 2, 2023
Instrument	2023000269352

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2020
Property Address	12534 MONTECITO RD # 7, 7, SEAL BEACH, CA 90740-2726
Document Number	0000769481
Map Reference	MB 423 PG 5&6
Instrument Date	Dec 8, 2020
Instrument	2020000769481
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12534 MONTECITO RD # 7, 7, SEAL BEACH, CA 90740-2726

Mortgage

Document Number	0000769482
Date	Dec 28, 2020
Instrument	2020000769482

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 11, 2017
Property Address	12534 MONTECITO RD # 7, 7, SEAL BEACH, CA 90740-2726
Document Number	0000014213
Instrument Date	Dec 9, 2016
Instrument	14213
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12534 MONTECITO RD #7 SEAL BEACH CA 907402726, 7, SEAL BEACH, CA 90740-2726

Mortgage

Document Number	14214,
Date	Jan 11, 2017
Instrument	14214

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12534 Montecito Rd, #7 was $4,754 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Seal Beach City
Unified School District	Los Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,427 (+2%) Land $319,957 Building $66,470
2025	$4,754.00 Homeowner's exemption	$378,850 Land $313,683 Building $65,167
2023	$4,557.00 (+0.64%) Homeowner's exemption	$364,140 Land $301,502 Building $62,638
2022	$4,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12534 Montecito Rd, #7 in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12534 Montecito Rd, #7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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