1253 Saint Johns Ave, Matthews, NC 28104 Property Records

Union County property record for 1253 Saint Johns Ave, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 3,264 sqft · built 2006
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2020)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-147-384`

Property Details

APN / Parcel Number

Primary APN	`07-147-384`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1253 SAINT JOHNS AVE
City	MATTHEWS
State	NC
Zip	28104-6749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	#147 CHESTNUT OAKS PH3 MP2 OPCH590
Legal Subdivision	CHESNUT OAKS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1029
Census Tract	20314

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1253 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 12, 2025	Deed of Trust, Mortgage KATHLEEN RITZ
Aug 21, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Aug 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Dec 1, 2006 · Amount on Record
Deed Document Number	202032691
Deed Book / Page	7782 / 345
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1253 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749

Mortgage

Document Number	0008390262
Date	Feb 3, 2022
Book Page	8390/262
Instrument	4285

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1253 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 SAINT JOHNS AVE, STALLINGS, NC 28104-6749

Mortgage

Document Number	0009136633
Date	Jun 12, 2025
Book Page	9136/633
Instrument	14644

Lender

Name	KATHLEEN RITZ
Type	Private Party
Address	2029 MANDARIN BLVD, CHARLOTTE, NC 28205

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Jan 1, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1253 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	7782348
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1253 SAINT JOHNS AVE STALLINGS NC 281046749, STALLINGS, NC 28104-6749

Mortgage

Document Number	7782348
Date	Aug 24, 2020
Book Page	007782/000348
Instrument	32692

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707-8737

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 24, 2020
Property Address	1253 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	7782345
Book / Page	007782 / 000345
Instrument Date	Aug 14, 2020
Instrument	32691
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1253 SAINT JOHNS AVE STALLINGS NC 281046749, STALLINGS, NC 28104-6749

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+27.79%)	$635,900 (+64.4%) Land $103,800 Building $532,100	$635,900 (+64.4%) Land $103,800 Building $532,100
2024	$3,383.00 (+4.25%)	$386,800 (-) Land $62,000 Building $324,800
2023	$3,245.00	$386,800 Land $62,000 Building $324,800	$386,800 (-) Land $62,000 Building $324,800
2021			$386,800 Land $62,000 Building $324,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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