1248 Saint Johns Ave, Matthews, NC 28104 Property Records

Union County property record for 1248 Saint Johns Ave, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,624 sqft · built 2004
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2020)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-147-382`

Property Details

APN / Parcel Number

Primary APN	`07-147-382`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	3,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1248 SAINT JOHNS AVE
City	MATTHEWS
State	NC
Zip	28104-6749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	#141 CHESTNUT OAKS PH3 MP2 OPCH590
Legal Subdivision	CHESNUT OAKS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1027
Census Tract	20314

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1248 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	202011108
Deed Book / Page	7627 / 420
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 2, 2020
Property Address	1248 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	0007627420
Book / Page	7627 / 420
Map Reference	CAB H FILE 590&591
Instrument Date	Apr 2, 2020
Instrument	11108
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1719 SPRING STONE DR, 1719, MATTHEWS, NC 28105-5288

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1248 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749

Mortgage

Document Number	0000011109
Date	Apr 2, 2020
Instrument	11109

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 28, 2019
Property Address	1248 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	0007378497
Book / Page	7378 / 497
Map Reference	CAB H FL 590&591
Instrument Date	May 28, 2019
Instrument	0014293
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10046 WAYFAIR MEADOW CT, 10046, CHARLOTTE, NC 28277-8775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749

Mortgage

Document Number	0000014294
Date	May 28, 2019
Instrument	0014294

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,812.00 (+24.21%)	$559,500 (+59.81%) Land $103,800 Building $455,700	$559,500 (+59.81%) Land $103,800 Building $455,700
2024	$3,069.00 (+4.25%)	$350,100 (-) Land $62,000 Building $288,100
2023	$2,944.00	$350,100 Land $62,000 Building $288,100	$350,100 (-) Land $62,000 Building $288,100
2021			$350,100 Land $62,000 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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