Schenectady County and Rotterdam Town property record for 1253 Main St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,136 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,000 (Sep 2017) |
| Tax Bill | $4,632 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 422800 20.5-7-21 |
| Primary APN | 422800 20.5-7-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 736 sqft |
| 2nd Floor Area | 400 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1253 MAIN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-1 |
| Legal Description | R,ADD 1.-6-8 |
| Legal Subdivision | LIEN LAW |
| Legal Block | 7 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 32602 |
1253 Main St is owned and occupied by two individuals who bought it in September 2017.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1253 MAIN ST, ROTTERDAM JUNCTION, NY 12150-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jul 2, 2021 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Sep 7, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Prior Sale | Mar 4, 2013 · Amount on File |
| Deed Document Number | 201740440 |
| Deed Book / Page | 1970 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1253 MAIN ST, SCHENECTADY, NY 12303-1818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1053 MAIN ST, ROTTERDAM JCT, NY 12150-9720 |
| Document Number | 0000001015 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 5282/232 |
| Instrument | 202301015 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 22, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 2, 2021 |
| Property Address | 1253 MAIN ST, SCHENECTADY, NY 12303-1818 |
| Document Number | 0000031590 |
| Book / Page | 2062 / 51 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 202131590 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 HOMEWOOD AVE, WATERVLIET, NY 12189-3414 |
| Name | Verified Name |
|---|---|
| Address | 109 LONG POND DR BLDG 2 # 38 BLDG 2, 38, SCHENECTADY, NY 12306-6863 |
| Document Number | 0000031591 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 202131591 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 7, 2017 |
| Property Address | 1253 MAIN ST, SCHENECTADY, NY 12303-1818 |
| Document Number | 0000040440 |
| Book / Page | 001970 / 000560 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 40440 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $124.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14 DE LUCIA TER LOUDONVILLE NY 122112006, LOUDONVILLE, NY 12211-2006 |
The 2026 property tax bill for 1253 Main St was $4,632, down 6.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,632.00 (-6.89%) | ||
| 2025 | $4,975.00 | $122,000 Land $3,800 Building $118,200 | $187,700 Land $5,846 Building $181,854 |
| 2023 | $122,000 Land $3,800 Building $118,200 | $160,500 Land $4,999 Building $155,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1253 Main St in Zone X, an area of moderate flood risk, though there have been 31 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1253 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #3 serves 1,900 people · EPA ID NY4600067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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