1245 Main St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1245 Main St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,400 sqft · built 1924
Lot Size0.122 acres (5,343 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Dec 2001)
Tax Bill$4,420 (2021)
Flood ZoneZone X (minimal risk)
APN421500 49.63-5-11

Property Details

APN / Parcel Number

Primary APN421500 49.63-5-11
Alternative APN
  • 150004906300050110000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,400 sqft Total Area
1st Floor Area1,200 sqft
2nd Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,343 sqft (0.122 acres)
Lot Dimensions137 ft deep x 39 ft wide
Garage Area300 sqft
PorchSlab
Porch Area624 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1245 MAIN ST
CitySCHENECTADY
StateNY
Zip12303-1818
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block5
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4001
Census Tract21600

Owner

1245 Main St, a duplex, is owned by an individual who acquired it in December 2014.

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address1247 MAIN ST, SCHENECTADY, NY 12303-1818
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2001 · Amount on File
Deed SaleDec 20, 2001 · Amount on File
Prior SaleJan 14, 1998 · Amount on File
Deed Book / Page1614 / 780
Last Transfer DateDec 12, 2014
Transfer Doc0000058147
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,500 Land $13,300 Building $75,200$146,547 Land $22,023 Building $124,524
2023$88,500 (-) Land $13,300 Building $75,200$112,025 (+3.8%) Land $16,835 Building $95,190
2022$88,500 Land $13,300 Building $75,200$107,927 Land $16,220 Building $91,707
2021$4,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1245 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number