12529 Echo Bridge Rd, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12529 Echo Bridge Rd, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1973
Lot Size	0.176 acres (7,689 sqft)
Owner	Owner Name on File
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22186902370000`

Property Details

APN / Parcel Number

Primary APN	`22186902370000`
Alternative APNs	`186902370000` `00096969`

Interior

Full Baths	2 Baths
Building Area	1,040 sqft Finished Area
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,689 sqft (0.176 acres)
Lot Dimensions	118 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00096969
Street Address	12529 ECHO BRIDGE RD
City	MIDDLETOWN
State	KY
Zip	40243-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	CROSSCREEK SEC 3-A 65 X 118.25
Legal Subdivision	CROSSCREEKE
Legal Lot Number	237
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	2
Census Block	2021
Census Tract	10407

Owner

The current owner of 12529 Echo Bridge Rd acquired it in April 2010.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	3809 BUGLEWOOD PL, LOUISVILLE, KY 40245-7437

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 15, 2010
Transfer Doc	0095480172
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12529 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2125
Document Number	0171060279
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12529 ECHO BRIDGE RD LOUISVILLE KY 402432125, LOUISVILLE, KY 40243-2125

Mortgage

Document Number	0171060279
Date	Jan 22, 2021
Book Page	017106/000279
Instrument	18449

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12529 Echo Bridge Rd was $2,414.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00	$216,390 Land $48,000 Building $168,390
2024			$216,390 (-) Land $48,000 Building $168,390
2023	$2,505.00 (-0.36%)	$216,390 (-) Land $48,000 Building $168,390	$216,390 (-) Land $48,000 Building $168,390
2022	$2,514.00	$216,390 Land $48,000 Building $168,390	$216,390 Land $48,000 Building $168,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12529 Echo Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12529 Echo Bridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Bridge Rd

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