12525 Echo Bridge Rd, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12525 Echo Bridge Rd, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,183 sqft · built 1973
Lot Size	0.231 acres (10,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,500 (Jan 2018)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22186902350000`

Property Details

APN / Parcel Number

Primary APN	`22186902350000`
Alternative APNs	`186902350000` `00096998`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,183 sqft Finished Area
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,102 sqft (0.231 acres)
Garage Type	Detached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00096998
Street Address	12525 ECHO BRIDGE RD
City	MIDDLETOWN
State	KY
Zip	40243-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 235 CROSSCREEK SUB, SEC.3-A, PB.26 PG.83; 0.2319 AC+/-
Legal Subdivision	CROSSCREEKE
Legal Lot Number	235
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	2
Census Block	2021
Census Tract	10407

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12525 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	May 20, 2010 · Amount on Record
Deed Document Number	10063924
Deed Book / Page	11076 / 181
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 26, 2018
Property Address	12525 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2125
Document Number	0110760181
Book / Page	011076 / 000181
Instrument Date	Jan 24, 2018
Instrument	21245
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12525 ECHO BRIDGE RD LOUISVILLE KY 402432125, LOUISVILLE, KY 40243-2125

Mortgage

Document Number	153930892
Date	Jan 26, 2018
Book Page	015393/000892
Instrument	21246

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (-3.6%)	$244,730 (-) Land $48,000 Building $196,730
2024			$244,730 (-) Land $48,000 Building $196,730
2023	$2,833.00 (-0.35%)	$244,730 (-) Land $48,000 Building $196,730	$244,730 (-) Land $48,000 Building $196,730
2022	$2,843.00	$244,730 Land $48,000 Building $196,730	$244,730 Land $48,000 Building $196,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20