12527 Ridgecrest Pl, Germantown, MD 20874 Property Records

Montgomery County property record for 12527 Ridgecrest Pl, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,959 sqft · built 1983
Lot Size	0.235 acres (10,249 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Oct 2021)
Tax Bill	$6,750 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02114120`

Property Details

APN / Parcel Number

Primary APN	`09-02114120`
Alternative APN	`02114120`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	1,328 sqft
Basement Area	575 sqft
Finished Basement	575 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,249 sqft (0.235 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02114120
Street Address	12527 RIDGECREST PL
City	GERMANTOWN
State	MD
Zip	20874-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GUNNERS VIEW
Legal Subdivision	GUNNERS VIEW
Legal Block	B
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700819

Owner

12527 Ridgecrest Pl is owned and occupied by two individuals who bought it in October 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12527 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
May 8, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Aug 12, 2014 · Amount on File
Deed Book / Page	64227 / 493
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 8, 2021
Property Address	12527 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Document Number	0642270493
Book / Page	64227 / 493
Map Reference	MB 114 PL 13550
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	JACQUIES TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12527 RIDGECREST PL, GERMANTOWN, MD 20874-1538

Mortgage

Document Number	64227500
Date	Oct 8, 2021
Instrument	64227/500

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12527 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Document Number	0594570268
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12527 RIDGECREST PL GERMANTOWN MD 208741538, GERMANTOWN, MD 20874-1538

Mortgage

Document Number	0594570268
Date	Apr 30, 2020
Book Page	059457/000268

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12527 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Document Number	0576420352
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	COMMUNITY TITLE NTWK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12527 RIDGECREST PL GERMANTOWN MD 208741538, GERMANTOWN, MD 20874-1538

Mortgage

Document Number	0576420352
Date	May 31, 2019
Book Page	057642/000352

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12527 Ridgecrest Pl was $6,750.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,700 (+7.55%) Land $159,100 Building $421,600	$580,700 (-) Land $159,100 Building $421,600
2025	$6,750.00	$539,933	$580,700 Land $159,100 Building $421,600
2023		$458,400 Land $159,100 Building $299,300	$458,400 Land $159,100 Building $299,300
2022	$4,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12527 Ridgecrest Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12527 Ridgecrest Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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