12523 Ridgecrest Pl, Germantown, MD 20874 Property Records

Montgomery County property record for 12523 Ridgecrest Pl, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,938 sqft · built 1983
Lot Size	0.172 acres (7,483 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Nov 2006)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2023 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02114118`

Property Details

APN / Parcel Number

Primary APN	`09-02114118`
Alternative APN	`02114118`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	988 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,483 sqft (0.172 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02114118
Street Address	12523 RIDGECREST PL
City	GERMANTOWN
State	MD
Zip	20874-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GUNNERS VIEW
Legal Subdivision	GUNNERS VIEW
Legal Block	B
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700819

Owner

12523 Ridgecrest Pl is owned by an individual who acquired it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	30 STERLING CT, ROCKVILLE, MD 20850-4632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE GROUP INC
Feb 17, 2023
Jun 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2006 · Amount on File
Deed Sale	Nov 30, 2006 · Amount on File
Prior Sale	Jun 8, 2004 · Amount on File
Deed Document Number	200664957
Deed Book / Page	33407 / 50
Last Transfer Date	Feb 19, 2020
Transfer Doc	0667470256
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12523 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0552700084
Date	Nov 27, 2017
Book Page	55270/084

Lender

Name	COMMUNITY MORTGAGE GROUP INC
Type	Mortgage Company
Address	OWINGS MILLS, MD 21117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

February 2023:

Jurisdiction	MONTGOMERY MD
Recording Date	Feb 17, 2023
Property Address	12523 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Document Number	0667470256
Book / Page	66747 / 256
Map Reference	MB 114 PL 13550
Instrument Date	Feb 19, 2020
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12523 RIDGECREST PL, GERMANTOWN, MD 20874-1538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12523 RIDGECREST PL, GERMANTOWN, MD 20874-1538

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 20, 2019
Property Address	12523 RIDGECREST PL, GERMANTOWN, MD 20874-1538
Document Number	0577490348
Book / Page	057749 / 000348
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12523 RIDGECREST PL GERMANTOWN MD 208741538, GERMANTOWN, MD 20874-1538

Tax Assessment & Valuation

The 2025 property tax bill for 12523 Ridgecrest Pl was $5,746, up 12.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,500 (+10.55%) Land $148,800 Building $351,700	$500,500 (-) Land $148,800 Building $351,700
2025	$5,746.00 (+12.47%)	$452,733	$500,500 Land $148,800 Building $351,700
2024	$5,109.00
2023		$357,200 Land $148,800 Building $208,400	$357,200 Land $148,800 Building $208,400
2022	$4,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12523 Ridgecrest Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12523 Ridgecrest Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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