12525 Garron Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 12525 Garron Rd, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,064 sqft · built 2018
Lot Size0.102 acres (4,443 sqft)
Owner2 Individual Names on Record
Last Sale$246,500 (Sep 2020)
Tax Bill$2,108 (2023)
Deeds & MortgagesSep 2020 Sale & Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10021E0287.000000

Property Details

APN / Parcel Number

Primary APN10021E0287.000000
Alternative APNs
  • 5544 97 9168
  • 140352
  • 176863

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area2,428 sqft
1st Floor Area936 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,443 sqft (0.102 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeMixed
Garage Area240 sqft
DrivewayConcrete Driveway
Driveway Area684 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number176863
Street Address12525 GARRON RD
CityMIDLAND
StateNC
Zip28107-9553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 287 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number287
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1022
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12525 GARRON RD, MIDLAND, NC 28107-9553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
NEIGHBORHOOD ASSISTANCE CORP
Dec 17, 2019Trustee's Deed, Transfer · VA Mortgage
LAKEVIEW LN SERVICING
Jul 31, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 10, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Book / Page14504 / 59
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 17, 2020
Property Address12525 GARRON RD, MIDLAND, NC 28107-9553
Document Number0001450459
Book / Page14504 / 59
Map ReferenceMB 74 PG 845-88
Instrument DateSep 17, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Tax$493.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4202 RICHARDSON RD, 4202, MONROE, NC 28112-9393

Transferred To (Grantee/Buyer)

NameVerified Name
Address12525 GARRON RD, MIDLAND, NC 28107-9553

Mortgage

Document Number0001450477
DateSep 17, 2020
Instrument14504/77
Lender
NameNEIGHBORHOOD ASSISTANCE CORP
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0001450461
DateSep 17, 2020
Book Page14504/61
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCABARRUS NC
Recording DateDec 17, 2019
Property Address12525 GARRON RD, MIDLAND, NC 28107-9553
Book / Page013900 / 000267
Instrument DateDec 2, 2019
Instrument35221
Transaction TypeTransfer
Record UpdatedJan 4, 2020
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Partial Interest

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12525 GARRON RD MIDLAND NC 281079553, MIDLAND, NC 28107-9553

Mortgage

Document Number13900267
DateDec 17, 2019
Book Page013900/000267
Instrument35221
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 31, 2018
Property Address12525 GARRON RD, MIDLAND, NC 28107-9553
Document Number0013112299
Book / Page13112 / 0299
Map ReferenceMAP1 MB74 PG84-88
Instrument DateJul 30, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address12525 GARROW RD, MIDLAND, NC 28107-9553

Mortgage

Document Number0013112301
DateJul 31, 2018
Instrument13112/301
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Recording DateJan 10, 2018
Property Address12525 GARRON RD, MIDLAND, NC 28107-9553
Book / Page012839 / 000168
Instrument DateJan 5, 2018
Instrument693
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number12839168
DateJan 10, 2018
Book Page012839/000168
Instrument693
Lender
NameSUNTRUST BK
TypeBank
Address4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,990 (+46.21%) Land $70,000 Building $250,990
2024$320,990 (+46.21%) Land $70,000 Building $250,990
2023$2,108.00$219,540 Land $42,500 Building $177,040$219,540 Land $42,500 Building $177,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Garron Rd

Nearby Streets

Search Property Records by Address or Parcel Number