Cabarrus County property record for 12522 Garron Rd, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft · built 2018 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Feb 2019) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0309.000000 |
| Primary APN | 10021E0309.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,439 sqft |
| 1st Floor Area | 1,044 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 110 ft deep x 114 ft wide |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 864 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 136 sqft |
| Patio Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 128608 |
|---|---|
| Street Address | 12522 GARRON RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 309 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 309 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE |
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage NFM INC |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Nov 7, 2019 | Deed of Trust, Mortgage · VA Mortgage NFM LNDG |
| Feb 14, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NFM LNDG |
| May 17, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Book / Page | 13374 / 168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 0000008418 |
| Book / Page | 17938 / 5 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20268418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY |
| Name | Verified Name |
|---|---|
| Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008418, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 17938/5 |
| Instrument | 20268418 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | EL DORADO TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0015259243 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 15259/243 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015819100 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 15819/100 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 1383725 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12522 GARRON RD MIDLAND NC 281079553, MIDLAND, NC 28107-9553 |
| Document Number | 1383725 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 013837/000025 |
| Instrument | 31512 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 14, 2019 |
| Property Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 13374168 |
| Book / Page | 013374 / 000168 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 3454 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12522 GARRON RD MIDLAND NC 281079553, MIDLAND, NC 28107-9553 |
| Document Number | 13374170 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 013374/000170 |
| Instrument | 3455 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12522 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 13006308 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 (+17.9%) | $327,650 (+45.88%) Land $70,000 Building $257,650 | |
| 2024 | $327,650 (+45.88%) Land $70,000 Building $257,650 | ||
| 2023 | $2,156.00 | $224,600 Land $42,500 Building $182,100 | $224,600 Land $42,500 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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