Pasco County property record for 12520 Willow Tree Ave, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,729 sqft · built 1986 |
| Lot Size | 0.656 acres (28,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Sep 2023) |
| Tax Bill | $4,465 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 04-25-17-004A-00000-2060 |
| Primary APN | 04-25-17-004A-00000-2060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,729 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,594 sqft (0.656 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 405 sqft |
| Deck Area | Deck Area |
| Patio Area | 237 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12520 WILLOW TREE AVE |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-2782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHADOW LAKES UNIT 1 PB 20 PGS 27-29 LOT 206 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | SHADOW LAKES |
| Legal Tract | 4A |
| Legal Lot Number | 206 |
| Legal Unit | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31207 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Aug 18, 2016 |
| Deed Document Number | 2023167943 |
| Deed Book / Page | 10888 / 3900 |
| Prior Transfer Date | Nov 24, 2008 |
| Prior Transfer Doc | 0079751561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Document Number | 0108883900 |
| Book / Page | 10888 / 3900 |
| Map Reference | MB 20 PG 27-29 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023167943 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10601 SALAMANCA DR, PORT RICHEY, FL 34668-3041 |
| Name | Verified Name |
|---|---|
| Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Document Number | 0108883902 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 10888/3902 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Document Number | 0103170447 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 10317/447 |
| Instrument | 2021068017 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099942788 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 9994/2788 |
| Instrument | 2019181398 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 22, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12520 WILLOW TREE AVE, HUDSON, FL 34669-2782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100460605 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 10046/0605 |
| Instrument | 2020017532 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,521 (-0.55%) Land $54,610 Building $235,911 | $290,521 (-0.55%) Land $54,610 Building $235,911 | |
| 2025 | $4,465.00 (-7.13%) Homeowner's exemption | $292,141 (+127.83%) Land $54,610 Building $237,531 | $292,141 (-5.05%) Land $54,610 Building $237,531 |
| 2024 | $4,808.00 (+181.01%) | ||
| 2023 | $1,711.00 (+11.9%) Additional exemption filed | $128,230 (+3%) Land $43,245 Building $84,985 | $307,680 (+19.53%) Land $43,245 Building $264,435 |
| 2022 | $1,529.00 Homeowner's exemption | $124,500 Land $36,097 Building $88,403 | $257,412 Land $36,097 Building $221,315 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1985–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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