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12516 Willow Tree Ave, Hudson, FL 34669 Property Records

Pasco County property record for 12516 Willow Tree Ave, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,564 sqft · built 1981
Lot Size0.733 acres (31,929 sqft)
Owner2 Individual Names on File
Last Sale$349,900 (Sep 2023)
Tax Bill$3,648 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone A (high risk)
APN04-25-17-004A-00000-2050

Property Details

APN / Parcel Number

Primary APN04-25-17-004A-00000-2050
Alternative APNs
  • 172504004A000002050
  • 1215204

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Living Area
Gross Area1,916 sqft
1st Floor Area1,540 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area31,929 sqft (0.733 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area352 sqft
DrivewayConcrete Driveway
Driveway Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area128 sqft
PorchFlorida Room
Porch Area308 sqft
Deck AreaDeck Area
Patio Area124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12516 WILLOW TREE AVE
CityHUDSON
StateFL
Zip34669-2782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSHADOW LAKES UNIT 1 PB 20 PGS 27-29 LOT 205
Legal Range17E
Legal Township25S
Legal Section04
Legal SubdivisionSHADOW LAKES
Legal Tract4A
Legal Lot Number205
Legal Unit1
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2021
Census Tract31207

Owner

12516 Willow Tree Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Pasco County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 18, 2023Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 2, 2020Warranty Deed, Transfer
HILLSBOROUGH TITLE INC
Aug 26, 2020Grant Deed, Transfer
ATTORNEY ONLY
Apr 23, 2020Warranty Deed, Foreclosure
ATTORNEY ONLY
Mar 2, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2023 · Amount on File
Deed SaleSep 18, 2023 · Amount on File
Prior SaleDec 2, 2020 · Amount on File
Deed Document Number2023166100
Deed Book / Page10887 / 2203
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782

Mortgage

Document Number0113392633
DateDec 30, 2025
Book Page11339/2633
Instrument2025242039
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateSep 18, 2023
Property Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
Document Number0108872203
Book / Page10887 / 2203
Map ReferenceMB 20 PG 27
Instrument DateSep 15, 2023
Instrument2023166100
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyARK TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10307 WATERS EDGE CT, WEEKI WACHEE, FL 34613-3934

Transferred To (Grantee/Buyer)

NameVerified Name
Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782

Mortgage

Document Number0108872205
DateSep 18, 2023
Book Page10887/2205
Instrument2023166101
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 2, 2020
Property Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
Document Number0102261125
Book / Page010226 / 001125
Instrument DateNov 24, 2020
Instrument203074
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount on Record
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12516 WILLOW TREE AVE HUDSON FL 346692782, HUDSON, FL 34669-2782

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateAug 26, 2020
Property Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
Document Number0101643105
Book / Page010164 / 003105
Instrument DateAug 21, 2020
Instrument140096
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$795.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address26816 SHOREGRASS DR WESLEY CHAPEL FL 335447732, WESLEY CHAPEL, FL 33544-7732

April 2020: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 23, 2020
Property Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
Document Number0100903225
Book / Page010090 / 003225
Instrument DateMar 13, 2020
Instrument67018
Transaction TypeForeclosure
Record UpdatedJul 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionPASCO FL
Recording DateMar 2, 2020
Property Address12516 WILLOW TREE AVE, HUDSON, FL 34669-2782
Document Number0100621439
Book / Page010062 / 001439
Instrument DateFeb 13, 2020
Instrument36257
Transaction TypeForeclosure
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$788.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12516 Willow Tree Ave was $3,648 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,472 (-1.68%) Land $48,852 Building $190,620$239,472 (-1.68%) Land $48,852 Building $190,620
2025$3,648.00 Homeowner's exemption$243,565 Land $48,852 Building $194,713$243,565 Land $48,852 Building $194,713
2023$2,309.00 (+11.55%) Additional exemption filed$163,720 (+2.99%) Land $38,699 Building $125,021$255,757 (+20.2%) Land $38,699 Building $217,058
2022$2,070.00 Homeowner's exemption$158,960 Land $32,313 Building $126,647$212,770 Land $32,313 Building $180,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12516 Willow Tree Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (1985–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12516 Willow Tree Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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