12520 Torreon Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 12520 Torreon Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,870 sqft · built 2021
Lot Size	4.91 acres (214,315 sqft)
Owner	2 Company Names on Record
Last Sale	$305,000 (Feb 2020)
Tax Bill	$14,468 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059-281-011`

Property Details

APN / Parcel Number

Primary APN	`059-281-011`
Alternative APN	`059281005`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,870 sqft Living Area
1st Floor Area	1,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	214,315 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	059281005
Street Address	12520 TORREON RD
City	ATASCADERO
State	CA
Zip	93422-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ATAS COL BL 70 LT 8 LESS RD
Legal Subdivision	ATASCADERO COLONY
Legal Block	70
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4008
Census Tract	12705

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9570 SANTA BARBARA RD, ATASCADERO, CA 93422-6119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU
Dec 23, 2020	Intrafamily Transfer, Transfer · Line of Credit MURPHY BANK
Oct 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 6, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Mar 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	20206086
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000002820
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	12520 TORREON RD, ATASCADERO, CA 93422-6136
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12520 TORREON RD, ATASCADERO, CA 93422-6136

Mortgage

Document Number	0000077391
Date	Nov 22, 2021
Instrument	2021077391

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 23, 2020
Property Address	12520 TORREON RD, ATASCADERO, CA 93422-6136
Document Number	0000076751
Map Reference	MB 3 PG 101
Instrument Date	Dec 9, 2020
Instrument	2020076751
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9570 SANTA BARBARA RD, ATASCADERO, CA 93422-6119

Mortgage

Document Number	0000076752
Date	Dec 23, 2020
Instrument	2020076752

Lender

Name	MURPHY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 9, 2021

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 14, 2020
Property Address	12520 TORREON RD, ATASCADERO, CA 93422-6136
Document Number	0000057489
Instrument Date	Oct 4, 2020
Instrument	57489
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12520 TORREON RD ATASCADERO CA 934226136, ATASCADERO, CA 93422-6136

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 6, 2020
Property Address	12520 TORREON RD, ATASCADERO, CA 93422-6136
Document Number	0000006086
Instrument Date	Jan 30, 2020
Instrument	6086
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1045 ATASCADERO RD MORRO BAY CA 934421845, MORRO BAY, CA 93442-1845

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 20, 2017
Property Address	12520 TORREON RD, ATASCADERO, CA 93422-6136
Document Number	0000012287
Instrument Date	Jan 6, 2017
Instrument	12287
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 HOLLYWOOD AVE JESUP GA 31545, JESUP, GA 31545

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,306,306 (+2%) Land $405,826 Building $900,480
2025	$14,468.00 (+4.87%)	$1,280,693 (+12.07%) Land $397,869 Building $882,824
2024	$13,796.00 (+7.89%)
2023	$12,787.00 (+1.15%) Homeowner's exemption	$1,142,728 Land $382,420 Building $760,308
2022	$12,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

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