12405 Torreon Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 12405 Torreon Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,679 sqft · built 1993
Lot Size	1.78 acres (77,537 sqft)
Owner	Company Name on Record
Tax Bill	$6,226 (2025)
Deeds & Mortgages	Jan 2022 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059-281-003`

Property Details

APN / Parcel Number

Primary APN	`059-281-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,679 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	77,537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	12405 TORREON RD
City	ATASCADERO
State	CA
Zip	93422-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ATAS COL BL 70 LT 14
Legal Subdivision	ATASCADERO COLONY
Legal Block	70
Legal Lot Number	14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4008
Census Tract	12705

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Intrafamily Transfer, Transfer
Dec 14, 2021	Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 6, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 5, 2020	Intrafamily Transfer, Transfer · VA Mortgage KD CAPITAL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021
Deed Sale	Dec 14, 2021
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	202181367
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000081367
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 7, 2022
Property Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Document Number	0000001047
Map Reference	MB 3 PG 101-A
Instrument Date	Jan 6, 2022
Instrument	2022001047
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Investor	Possibly a Property Investor

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 14, 2021
Property Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Document Number	0000081367
Map Reference	MB 3 PG 101-A
Instrument Date	Dec 3, 2021
Instrument	2021081367
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12405 TORREON RD, ATASCADERO, CA 93422-6118

Mortgage

Document Number	0000081368
Date	Dec 14, 2021
Instrument	2021081368

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 6, 2020
Property Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Document Number	0000055496
Instrument Date	Sep 28, 2020
Instrument	55496
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12405 TORREON RD ATASCADERO CA 934226118, ATASCADERO, CA 93422-6118

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 5, 2020
Property Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Document Number	0000055335
Map Reference	MB 3 PG 101-A
Instrument Date	Sep 20, 2020
Instrument	2020055335
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12405 TORREON RD, ATASCADERO, CA 93422-6118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055336
Date	Oct 5, 2020
Instrument	2020055336

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$734,781 (+2%) Land $251,207 Building $483,574
2025	$6,226.00 (+3.44%)	$720,375 (+4.04%) Land $246,282 Building $474,093
2023	$6,019.00 (-0.27%)	$692,404 Land $236,719 Building $455,685
2022	$6,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

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