Osceola County property record for 1252 Hilltop Pl, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,381 sqft · built 2021 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,682 (Feb 2021) |
| Tax Bill | $4,926 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-30-0640-0001-0300 |
| Primary APN | 26-26-30-0640-0001-0300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 2,881 sqft |
| 1st Floor Area | 1,407 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Porch | Finished/Open Porch |
| Patio Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1252 HILLTOP PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | RESERVE AT PINE TREE |
| Legal Lot Number | 30 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0640-0001-0300
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| May 09, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Nov 05, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Feb 23, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jan 28, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on Record |
| Deed Sale | Feb 23, 2021 · Amount on Record |
| Deed Document Number | 202125521 |
| Deed Book / Page | 5896 / 566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 08, 2026 |
| Property Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0000061220 |
| Book / Page | 6968 / 2561 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202661220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0000061220, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 6968/2561 |
| Instrument | 202661220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Mar 01, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0064040319 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 6404/319 |
| Instrument | 2023058817 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78717 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0066901866 |
|---|---|
| Date | Nov 05, 2024 |
| Book Page | 6690/1866 |
| Instrument | 2024140353 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Mar 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0058960566 |
| Book / Page | 5896 / 566 |
| Map Reference | MB 27 PG 93-95 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021025521 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,230.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 TAVISTOCK LAKES BOULEVARD STE 200, 200, ORLANDO, FL 32827-7591 |
| Name | Verified Name |
|---|---|
| Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0005896568 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 5896/568 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 28, 2020 |
| Property Address | 1252 HILLTOP PL, SAINT CLOUD, FL 34772-6538 |
| Document Number | 0056642389 |
| Book / Page | 005664 / 002389 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 13465 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,926.00 (+3.44%) Homeowner's exemption | $318,111 (+5.99%) | $378,400 (+6.86%) Land $70,000 Building $308,400 |
| 2024 | $4,762.00 (+2.5%) | ||
| 2023 | $4,646.00 (+3.43%) Homeowner's exemption | $300,142 (+3%) | $354,100 (+21.52%) Land $70,000 Building $284,100 |
| 2022 | $4,492.00 Homeowner's exemption | $291,400 Land $50,000 Building $241,400 | $291,400 Land $50,000 Building $241,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property
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