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1244 Hilltop Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1244 Hilltop Pl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,670 sqft · built 2021
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$306,000 (Mar 2021)
Tax Bill$4,295 (2025)
Deeds & MortgagesJul 2024 Line of Credit
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN262630064000010310

Property Details

APN / Parcel Number

Primary APN262630064000010310

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,670 sqft Heated Area
Gross Area2,354 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1244 HILLTOP PL
CitySAINT CLOUD
StateFL
Zip34772-6538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT PINE TREE PB 27 PGS 93-95 LOT 31
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionRESERVE AT PINE TREE
Legal Tract640
Legal Lot Number31
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43304

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1244 HILLTOP PL, SAINT CLOUD, FL 34772-6538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Jan 28, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 8, 2021 · Amount on Record
Deed SaleMar 8, 2021 · Amount on Record
Deed Document Number0005908486
Record UpdatedJun 8, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1244 HILLTOP PL, SAINT CLOUD, FL 34772-6538
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 HILLTOP PL, SAINT CLOUD, FL 34772-6538

Mortgage

Document Number0066330159
DateJul 15, 2024
Book Page6633/159
Instrument2024091941
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2020
Property Address1244 HILLTOP PL, SAINT CLOUD, FL 34772-6538
Document Number0056642389
Book / Page005664 / 002389
Instrument DateJan 10, 2020
Instrument13465
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$16,380.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,295.00 (+6.13%) Homeowner's exemption$282,850 (+5.99%)$336,200 (+6.53%) Land $70,000 Building $266,200
2023$4,047.00 (+3.5%) Homeowner's exemption$266,873 (+3%)$315,600 (+21.81%) Land $70,000 Building $245,600
2022$3,910.00 Homeowner's exemption$259,100 Land $50,000 Building $209,100$259,100 Land $50,000 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Lumen Technologies.

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