Levy County property record for 12518 State Rd 24, Cedar Key, FL 32625
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 880 sqft · built 1940 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Dec 2020) |
| Tax Bill | $4,373 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 0882200100 |
| Primary APN | 0882200100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 880 sqft Heated Area |
| Gross Area | 1,570 sqft |
| 1st Floor Area | 880 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.239 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Other |
| Old Parcel Number | 2915130882200100 |
|---|---|
| Street Address | 12518 STATE ROAD 24 |
| City | CEDAR KEY |
| State | FL |
| Zip | 32625-4779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29-15-13 CORONET PARK BLK 4 LOTS 6 15 & PORTION OF LOT 5 & PORTION OF ADJ VACATED ALLEYWAY OR BOOK 1564 PAGE 166 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 29 |
| Legal Subdivision | CORONET PARK REPLAT |
| Legal Block | 4 |
| Legal Lot Number | 5,6 15 |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1122 |
| Census Tract | 970400 |
12518 State Rd 24 is owned and occupied by two individuals who bought it in December 2020.
Source: Levy County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12518 STATE ROAD 24, CEDAR KEY, FL 32625-4779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage DRUMMOND CMNTY BK |
| Jun 28, 2017 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on File |
| Deed Sale | Dec 31, 2020 · Amount on File |
| Prior Sale | Jun 28, 2017 · Amount on File |
| Deed Document Number | 676680 |
| Deed Book / Page | 1564 / 166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 12518 STATE ROAD 24, CEDAR KEY, FL 32625-4779 |
| Document Number | 0015640168 |
| Book / Page | 001564 / 000168 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 676680 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10340 34TH PL DOWLING PARK FL 320608517, DOWLING PARK, FL 32060-8517 |
| Document Number | 15640171 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 001564/000171 |
| Instrument | 676681 |
| Name | DRUMMOND CMNTY BK |
|---|---|
| Type | Bank |
| Address | CHIEFLAND, FL 32626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 12518 STATE ROAD 24, CEDAR KEY, FL 32625-4779 |
| Document Number | 0014260841 |
| Book / Page | 001426 / 000841 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 627402 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12518 STATE ROAD 24 CEDAR KEY FL 326254779, CEDAR KEY, FL 32625-4779 |
| Document Number | 14260844 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 001426/000844 |
| Instrument | 627403 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: Levy County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198,188 | $204,972 Land $73,000 Building $131,972 | |
| 2024 | $4,373.00 (+4.79%) | ||
| 2023 | $4,173.00 (+10.9%) | $193,749 (+13.07%) | $193,749 (+13.07%) Land $73,000 Building $120,749 |
| 2022 | $3,763.00 | $171,354 | $171,354 Land $73,000 Building $98,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12518 State Rd 24 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12518 State Rd 24 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR KEY WTP serves 735 people · EPA ID FL2380178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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