12513 State Rd 24, Cedar Key, FL 32625 Property Records

Levy County property record for 12513 State Rd 24, Cedar Key, FL 32625

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1927
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Company Names on File
Last Sale	$1,000,000 (Jun 2005)
Tax Bill	$9,123 (2024)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0882000000`

Property Details

APN / Parcel Number

Primary APN	`0882000000`
Alternative APN	`2915130882000000`

Interior

Full Baths	2 Baths
Building Area	1,768 sqft Heated Area
Gross Area	2,208 sqft
1st Floor Area	1,768 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Other

Location & Zoning

Old Parcel Number	2915130882000000
Street Address	12513 STATE ROAD 24
City	CEDAR KEY
State	FL
Zip	32625-4787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-15-13 CORONET PARK BLK 3 LOTS 4-15 & TRACT IN NE1/4 OF SW1/4 LYING N AND ADJ TO BLK 3 & W OF RR & TRACT LYING N OF LOT 9 B
Legal Range	13E
Legal Township	15S
Legal Section	29
Legal Subdivision	CORONET PARK REPLAT
Legal Block	3
Legal Lot Number	4-15 15
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1111
Census Tract	970400

Owner

12513 State Rd 24 is owned by a company that bought it in June 2005.

Source: Levy County records, as of January 2, 2026

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 990, CEDAR KEY, FL 32625-0990
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2005 · Amount on File
Deed Sale	Jun 20, 2005 · Amount on File
Deed Document Number	450670
Deed Book / Page	0952 / 0474
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	12513 STATE ROAD 24, CEDAR KEY, FL 32625-4787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEVY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014350469
Date	Oct 6, 2017
Book Page	1435/0469
Instrument	630644

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	CEDAR KEY, FL 32625

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$466,435 Land $243,375 Building $223,060	$466,435 Land $243,375 Building $223,060
2024	$9,123.00 (+4%)
2023	$8,772.00 (+10.67%)	$432,650 (+8.89%)	$432,650 (+8.89%) Land $243,375 Building $189,275
2022	$7,926.00	$397,344	$397,344 Land $243,375 Building $153,969

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12513 State Rd 24 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12513 State Rd 24 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20