12516 Will Cloudsley, Schertz, TX 78154 Property Records

Bexar County property record for 12516 Will Cloudsley, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,533 sqft · built 2017
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,614 (Apr 2022)
Deeds & Mortgages	Oct 2022 Second Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05193-503-0240`

Property Details

APN / Parcel Number

Primary APN	`05193-503-0240`
Alternative APN	`1120884`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,533 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12516 WILL CLOUDSLEY
City	SCHERTZ
State	TX
Zip	78154-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5193E (SCHERTZ FOREST UT-3 SUBD), BLOCK 3 LOT 24 2009-NEW ACCT PER PLAT 9589/146-153 FILED 4/17/08
Legal Subdivision	CB 5193E (SCHERTZ FOREST UT-3 SUBD)
Legal Tract	24
Legal Block	3
Legal Lot Number	24
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2058
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AIR FORCE FCU
May 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Apr 18, 2022	Intrafamily Transfer, Transfer · VA Mortgage PENTAGON FCU
Oct 30, 2017	Deed of Trust, Mortgage · VA Mortgage GEORGETOWN MORTGAGE INC
Jun 25, 2019	Loan Modification, Mortgage FLAGSTAR BK
Dec 7, 2018	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0000097004
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239251
Date	Oct 4, 2022
Instrument	20220239251

Lender

Name	AIR FORCE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78245

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2037

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127

Mortgage

Document Number	0000092613
Date	May 23, 2024
Instrument	20240092613

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEXAR TX
Recording Date	Apr 18, 2022
Property Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Document Number	0000097004
Map Reference	VOL 9589 PG 146-147
Instrument Date	Apr 11, 2022
Instrument	20220097004
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	MEMBERS TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127

Mortgage

Document Number	0000097006
Date	Apr 18, 2022
Instrument	20220097006

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214185
Date	Oct 30, 2017
Book Page	18818/2282
Instrument	20170214185

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Document Number	0000128442
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 WILL CLOUDSLEY SCHERTZ TX 781546127, SCHERTZ, TX 78154-6127

Mortgage

Document Number	0000128442
Date	Jul 5, 2019
Instrument	128442

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jul 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12516 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Document Number	0000244080
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12516 WILL CLOUDSLEY SCHERTZ TX 781546127, SCHERTZ, TX 78154-6127

Mortgage

Document Number	0000244080
Date	Dec 14, 2018
Instrument	244080

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1700 N CONGRESS AVE, AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2038

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$556,000 (-0.75%) Land $119,250 Building $436,750	$556,000 (-0.75%) Land $119,250 Building $436,750
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$560,190 Land $119,250 Building $440,940	$560,190 Land $119,250 Building $440,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Alamo Broadband Fixed Wireless	990 / 300
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Verizon, VTX Communications.

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