12512 WILL CLOUDSLEY SCHERTZ TX 781546127, SCHERTZ, TX 78154-6127
Mortgage
Document Number
0000176270
Date
Sep 5, 2017
Book Page
018724/000312
Instrument
176270
Lender
Name
CACHET R/E FIN
Address
SAN ANTONIO, TX 78205
Agreement
Amount
Amount on Record
Term
360 Months
Due
Sep 4, 2047
December 2016: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
BEXAR TX
Property Address
12512 WILL CLOUDSLEY, SCHERTZ, TX 78154-6127
Document Number
0000013248
Book / Page
018320 / 001550
Instrument Date
Dec 28, 2016
Transaction Type
Mortgage
Record Updated
Jan 31, 2017
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
6839 INDIAN LAKE DR SAN ANTONIO TX 782441618, SAN ANTONIO, TX 78244-1618
Mortgage
Document Number
0000013248
Date
Jan 23, 2017
Book Page
018320/001550
Instrument
13248
Lender
Name
FALLS CTY NAT'L BK
Type
Bank
Address
FALLS CITY, TX 78113-0339
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jan 22, 2018
Interest
Rate Type
Fixed Rate
Rate
8.25%
Tax Assessment & Valuation
The 2025 property tax bill for 12512 Will Cloudsley was $10,872, up 161.7% from the year before.
Source: Bexar County assessment roll, as of May 26, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Bexar County
Municipality
Schertz City
Unified School District
Schertz-Cibolo-Universal City Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$10,872.00 (+161.72%)
$559,000Land $119,250Building $439,750
$559,000Land $119,250Building $439,750
2024
$4,154.00 (-0.19%)
2023
$4,162.00 (-70.37%)
$560,000Land $119,250Building $440,750
$560,000Land $119,250Building $440,750
2022
$14,047.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12512 Will Cloudsley in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 19 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
19 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12512 Will Cloudsley is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source
Groundwater
Last State Inspection
Jun 2023
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 35
Alamo Broadband Fixed Wireless
990 / 300
ZipLink Internet Fixed Wireless
100 / 20
May also be available: Verizon, VTX Communications.