12516 Phyllis Ln, Hudson, FL 34669 Property Records

Pasco County property record for 12516 Phyllis Ln, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,045 sqft · built 1979
Lot Size	3.84 acres (167,640 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2017)
Tax Bill	$209 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-24-17-0020-00000-7980`

Property Details

APN / Parcel Number

Primary APN	`28-24-17-0020-00000-7980`
Alternative APNs	`1724280020000007980` `1177002`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	3,041 sqft
1st Floor Area	2,045 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	167,640 sqft (3.84 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Screened Porch
Porch Area	376 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12516 PHYLLIS LN
City	HUDSON
State	FL
Zip	34669-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	HIGHLANDS UNIT 6 UNRECORDED PLAT TRACT 795 DESC AS COM AT SW COR OF NW1/4 OF SECTION 28 TH S89DEG 5759E ALG SOUTH LINE OF NW1/4 2732.01 FT FOR POB TH CONT S89DEG 5759E 264.00 FT TH N00DEG 0201E 635.00 FT TH N89DEG 5759W 264.00 FT TH S00DEG 0201W 635.
Legal Range	17E
Legal Township	24S
Legal Section	28
Legal Subdivision	HIGHLANDS
Legal Tract	795
Legal Lot Number	798
Legal Unit	6
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1003
Census Tract	31207

Owner

Source: Pasco County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 30, 2022	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	2017163641
Deed Book / Page	9620 / 610
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258

Mortgage

Document Number	0108301826
Date	Jun 6, 2023
Book Page	10830/1826
Instrument	2023100648

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258

Mortgage

Document Number	0105830033
Date	Mar 30, 2022
Book Page	10583/33
Instrument	2022073456

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	ASCENDANT TITLE INC, ASCENDANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258

Mortgage

Document Number	0103751806
Date	Jun 22, 2021
Book Page	10375/1806
Instrument	2021129363

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 17, 2017
Property Address	12516 PHYLLIS LN, HUDSON, FL 34669-1258
Document Number	0096200610
Book / Page	009620 / 000610
Instrument Date	Oct 11, 2017
Instrument	163641
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	STRATEGIC TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 PHYLLIS LN HUDSON FL 346691258, HUDSON, FL 34669-1258

Mortgage

Document Number	96200612
Date	Oct 17, 2017
Book Page	009620/000612
Instrument	163642

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,120 (+2.9%)	$393,170 (-1.77%) Land $65,196 Building $327,974
2025	$209.00 (-59.42%) Homeowner's exemption	$204,200 (+5.98%) Land $65,196 Building $139,004	$400,237 (+9.54%) Land $65,196 Building $335,041
2023	$515.00 (+0.19%) Additional exemption filed	$192,670 (+3%) Land $53,293 Building $139,377	$365,374 (+15.6%) Land $53,293 Building $312,081
2022	$514.00 Homeowner's exemption	$187,060 Land $49,693 Building $137,367	$316,071 Land $49,693 Building $266,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Frontier, Spectrum, T-Mobile.

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