12503 Phyllis Ln, Hudson, FL 34669 Property Records

Pasco County property record for 12503 Phyllis Ln, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,310 sqft · built 1981
Lot Size	2.45 acres (106,715 sqft)
Owner	Individual Name on Record
Last Sale	$453,000 (May 2023)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-24-17-0020-00000-8090`

Property Details

APN / Parcel Number

Primary APN	`28-24-17-0020-00000-8090`
Alternative APNs	`1724280020000008090` `1177107`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	106,715 sqft (2.45 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	180 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	392 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12503 PHYLLIS LN
City	HUDSON
State	FL
Zip	34669-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	HIGHLANDS 6 UNREC PLAT LOT 809 DSCB AS COM SW COR OF NW1/4 SEC TH S89DEG5059EALG S LN 669.99 FT TH N32DEG4521 E 814.22 FT TH S89DEG5759E 1509.16 FT TO POB TH S89DEG57 59E 191.28 FT TH N00DEG0201 E 475 FT TH N89DEG5759W 125 FT TH S32DEG4521W 314.40 FT
Legal Range	17E
Legal Township	24S
Legal Section	28
Legal Subdivision	HIGHLANDS
Legal Tract	20
Legal Lot Number	809
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1007
Census Tract	31207

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
May 5, 2023	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	202380236
Deed Book / Page	10812 / 3943
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	0099873405
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268

Mortgage

Document Number	0111983024
Date	Apr 24, 2025
Book Page	11198/3024
Instrument	2025078893

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 5, 2023
Property Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268
Document Number	0108123943
Book / Page	10812 / 3943
Instrument Date	May 3, 2023
Instrument	2023080236
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ASSURE TITLE, ASSURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,171.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2676, CRYSTAL RIVER, FL 34423-2676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268

Mortgage

Document Number	0108123945
Date	May 5, 2023
Instrument	10812/3945

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 30, 2021
Property Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268
Document Number	0105143006
Book / Page	10514 / 3006
Instrument Date	Dec 17, 2021
Instrument	2021277477
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10825 LISLE ST, NEW PORT RICHEY, FL 34654-3030

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105143008
Date	Dec 30, 2021
Book Page	10514/3008
Instrument	2021277478

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 24, 2018
Property Address	12503 PHYLLIS LN, HUDSON, FL 34669-1268
Document Number	0097132521
Book / Page	009713 / 002521
Instrument Date	Apr 23, 2018
Instrument	68475
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	630 BLUEBILL CIR SHAKOPEE MN 553798230, SHAKOPEE, MN 55379-8230

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,220 (+2.9%)	$278,247 (-1.65%) Land $56,057 Building $222,190
2025	$3,378.00 (+2.58%) Homeowner's exemption	$229,570 (-9.56%) Land $56,057 Building $173,513	$282,918 (+11.46%) Land $56,057 Building $226,861
2024	$3,293.00 (-26.45%)
2023	$4,477.00 (+49.43%)	$253,824 (+15.26%) Land $45,373 Building $208,451	$253,824 (+15.26%) Land $45,373 Building $208,451
2022	$2,996.00 Homeowner's exemption	$220,228 Land $41,773 Building $178,455	$220,228 Land $41,773 Building $178,455

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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