12515 Fargo St, Gowen, MI 49326 Property Records

Kent County property record for 12515 Fargo St, Gowen, MI 49326

Property Summary

Property Type	Condominium
Details	2 ba · 1,931 sqft · built 2005
Lot Size	1.08 acres (47,393 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2026)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-27-203-009`

Property Details

APN / Parcel Number

Primary APN	`41-04-27-203-009`

Interior

Full Baths	2 Baths
Building Area	1,931 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	47,393 sqft (1.08 acres)
Lot Dimensions	197 ft deep x 200 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12515 FARGO ST
City	GOWEN
State	MI
Zip	49326-9743
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	UNIT 9 * LINCOLN PARK PLACE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.365 LIBER 4000 PAGE 1032
Legal Subdivision	LINCOLN PARK PLACE KENT COUNTY CONDOMINI
Legal Unit	9
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3000
Census Tract	10101

Owner

12515 Fargo St, a condominium, is owned by two individuals who bought it in June 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7265 OLD HICKORY DR NE, BELMONT, MI 49306-9423
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL TITLE
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Sep 26, 2022 · Amount on File
Deed Document Number	202639757
Prior Transfer Date	Jul 6, 2007
Prior Transfer Doc	0000071294
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 16, 2026
Property Address	12515 FARGO ST, GOWEN, MI 49326-9743
Document Number	0000039757
Instrument Date	May 29, 2026
Instrument	202639757
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BELL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276,487.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039758,
Date	Jun 16, 2026
Instrument	20261639758

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 26, 2022
Property Address	12515 FARGO ST, GOWEN, MI 49326-9743
Document Number	0000074692
Map Reference	LB 4000 PG 1032
Instrument Date	Sep 19, 2022
Instrument	20220926-0074692
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	PLACER TITLE AGENCY, ACKER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12515 FARGO ST, 12515, GOWEN, MI 49326-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8300 MONTCALM AVE, BELDING, MI 48809-9412

Mortgage

Document Number	0000074693
Date	Sep 26, 2022
Instrument	20220926-0074693

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12515 FARGO ST, GOWEN, MI 49326-9743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUN TITLE AGENCY OF MICHIGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038963
Date	May 8, 2020
Instrument	20200508-0038963

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 16, 2018
Property Address	12515 FARGO ST, GOWEN, MI 49326-9743
Document Number	0000090209
Instrument Date	Nov 7, 2018
Instrument	90209
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 E PEARL ST GREENVILLE MI 488381323, GREENVILLE, MI 48838-1323

Mortgage

Document Number	90210
Date	Nov 16, 2018
Instrument	90210

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12515 Fargo St was $4,468, up 164.5% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,800 (+3.95%)	$357,600 (+3.95%)
2025	$4,468.00 (+164.54%) Homeowner's exemption	$172,000	$344,000
2024	$1,689.00
2023		$157,700	$315,400
2021	$2,736.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12515 Fargo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12515 Fargo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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