12489 Fargo St, Gowen, MI 49326 Property Records

Kent County property record for 12489 Fargo St, Gowen, MI 49326

Property Summary

Property Type	Condominium
Details	2 ba · 1,748 sqft · built 2005
Lot Size	1.02 acres (44,649 sqft)
Owner	2 Individual Names on File
Last Sale	$103,300 (Jan 2014)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-04-27-203-008`

Property Details

APN / Parcel Number

Primary APN	`41-04-27-203-008`

Interior

Full Baths	2 Baths
Building Area	1,748 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	44,649 sqft (1.02 acres)
Lot Dimensions	260 ft deep x 168 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12489 FARGO ST
City	GOWEN
State	MI
Zip	49326-9743
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	UNIT 8 * LINCOLN PARK PLACE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.365 LIBER 4000 PAGE 1032
Legal Subdivision	LINCOLN PARK PLACE KENT COUNTY CONDOMINI
Legal Unit	8
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3000
Census Tract	10101

Owner

12489 Fargo St, a condominium, is owned and occupied by two individuals who acquired it in November 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12489 FARGO ST, GOWEN, MI 49326-9743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 5, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage PREFERRED CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2014 · Amount on File
Deed Sale	Jan 2, 2014 · Amount on File
Prior Sale	Feb 19, 2009 · Amount on File
Deed Document Number	2014171
Last Transfer Date	Nov 3, 2023
Transfer Doc	0000069024
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12489 FARGO ST, GOWEN, MI 49326-9743
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12489 FARGO ST, GOWEN, MI 49326-9743

Mortgage

Document Number	0000061150
Date	Sep 19, 2025
Instrument	20250919-0061150

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Dec 5, 2023
Property Address	12489 FARGO ST, GOWEN, MI 49326-9743
Document Number	0000069024
Map Reference	LB 4000 PG 1032
Instrument Date	Nov 3, 2023
Instrument	20231205-0069024
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12489 FARGO ST, GOWEN, MI 49326-9743

Mortgage

Document Number	0000069025
Date	Dec 5, 2023
Instrument	20231205-0069025

Lender

Name	PREFERRED CREDIT CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 12489 Fargo St was $2,639, up 195.5% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,100 (+3.94%)	$316,200 (+3.94%)
2025	$2,639.00 (+195.52%) Homeowner's exemption	$152,100	$304,200
2024	$893.00
2023		$126,100	$252,200
2021	$2,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12489 Fargo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12489 Fargo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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