12515 E Big Meadows Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 12515 E Big Meadows Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,956 sqft · built 1976
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Oct 2020)
Tax Bill	$7,835 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47032.9025`

Property Details

APN / Parcel Number

Primary APN	`47032.9025`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,956 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	1,992 sqft
Basement Area	1,324 sqft
Finished Basement	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436,471 sqft
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	960 sqft
Canopy	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	12515 E BIG MEADOWS RD
City	CHATTAROY
State	WA
Zip	99003-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	03-27-44 PTN OF W1/2 OF NW1/4 DAF: BEG AT NW COR SEC 3 TH N89DEG52MIN53SDSE ALG N LN SD SEC 514.43FT TO TRUE POB TH CONT N89DEG52MIN53SDSE 794.21FT TO NE COR SD W1/2 NW1/4 TH S01DEG58MIN06SDSW 645.07FT TH N83DEG08MIN08SDSW 174.20FT TO C/L 20FT EASEME
Legal Range	44
Legal Township	27
Legal Section	03
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1038
Census Tract	10201

Owner

12515 E Big Meadows Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12515 E BIG MEADOWS RD, CHATTAROY, WA 99003-8587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 8, 2018	Grant Deed, Transfer · Conventional with PMI INLAND CAPITAL FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Document Number	20206981223
Prior Transfer Date	Feb 26, 2002
Prior Transfer Doc	0004932073
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12515 E BIG MEADOWS RD, CHATTAROY, WA 99003-8587
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006862417
Date	Nov 12, 2019
Instrument	6862417

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12515 E BIG MEADOWS RD, CHATTAROY, WA 99003-8587
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006768271
Date	Dec 12, 2018
Instrument	6768271

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 14, 2020
Property Address	12515 E BIG MEADOWS RD, CHATTAROY, WA 99003-8587
Document Number	0006981223
Instrument Date	Sep 1, 2020
Instrument	6981223
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,806.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12515 E BIG MEADOWS RD, CHATTAROY, WA 99003-8587

Mortgage

Document Number	0006981224
Date	Oct 14, 2020
Instrument	6981224

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2018
Property Address	12515 E BIG MEADOWS RD, CHATTAROY, WA 99003-8587
Document Number	0006732385
Instrument Date	Aug 3, 2018
Instrument	6732385
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13122 172ND AVE SE RENTON WA 980598645, RENTON, WA 98059-8645

Mortgage

Document Number	6732386
Date	Aug 8, 2018
Instrument	6732386

Lender

Name	INLAND CAPITAL FUND LLC
Type	Bank
Address	SPOKANE, WA 99228

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12515 E Big Meadows Rd was $7,835, up 5.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,835.00 (+5.55%)	$729,710 Land $128,610 Building $601,100	$729,710 Land $128,610 Building $601,100
2025	$7,423.00
2024		$622,900 (+15.96%) Land $187,100 Building $435,800	$622,900 (+15.96%) Land $187,100 Building $435,800
2023	$5,655.00 (-3.68%)	$537,190 Land $102,390 Building $434,800	$537,190 Land $102,390 Building $434,800
2022	$5,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12515 E Big Meadows Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12515 E Big Meadows Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Verizon, Wired or Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Big Meadows Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures