12409 E Big Meadows Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 12409 E Big Meadows Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,931 sqft · built 2001
Lot Size	7.36 acres (321,037 sqft)
Owner	2 Individual Names on File
Last Sale	$510,562 (Mar 2018)
Tax Bill	$8,264 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47032.9026`

Property Details

APN / Parcel Number

Primary APN	`47032.9026`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,931 sqft Living Area
Gross Area	5,046 sqft
1st Floor Area	2,019 sqft
Basement Area	1,912 sqft
Finished Basement	1,912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	321,037 sqft
Garage Type	Attached
Garage Area	1,115 sqft
Parking Spaces	4 Parking Spaces
Deck Area	300 sqft
Patio Area	120 sqft
Canopy	810 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12409 E BIG MEADOWS RD
City	CHATTAROY
State	WA
Zip	99003-8588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	03-27-44 PTN OF W1/2 OF NW1/4 SEC 3 DAF: BEG AT NW COR SD SEC 3 TH N89DEG52MIN52SDSE ALG N LN SD SEC 1308.64FT TO NE COR SD W1/2 NW1/4 TH S01DEG58MIN06SDSW 645.07FT TO TRUE POB TH ONT S01DEG58MIN06SDSW 178.05FT TH N83DEG08MIN08SDSW 194.24FT TO WLY ED
Legal Range	44
Legal Township	27
Legal Section	03
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1038
Census Tract	10201

Owner

12409 E Big Meadows Rd is owned by two individuals who bought it in March 2018.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	WA
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Mar 20, 2018	Warranty Deed, Transfer · Conventional Mortgage WMS SERIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	May 28, 2002
Deed Document Number	20186692513
Prior Transfer Date	Feb 13, 2001
Prior Transfer Doc	0004559448
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12409 E BIG MEADOWS RD, CHATTAROY, WA 99003-8588
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006844973
Date	Sep 23, 2019
Instrument	6844973

Lender

Name	ALLY BANK
Type	Bank
Address	CORONA, CA 92883

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 20, 2018
Property Address	12409 E BIG MEADOWS RD, CHATTAROY, WA 99003-8588
Document Number	0006692513
Instrument Date	Mar 13, 2018
Instrument	6692513
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12409 N BIG MEADOWS RD CHATTAROY WA 99003, CHATTAROY, WA 99003

Mortgage

Document Number	6692514
Date	Mar 20, 2018
Instrument	6692514

Lender

Name	WMS SERIES
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12409 E Big Meadows Rd was $8,264, up 5.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,264.00 (+5.62%)	$826,650 (+0.55%) Land $106,150 Building $720,500	$826,650 (+0.55%) Land $106,150 Building $720,500
2025	$7,824.00	$822,150 (+28.29%) Land $106,150 Building $716,000	$822,150 (+28.29%) Land $106,150 Building $716,000
2024		$640,870 (+7.33%) Land $158,070 Building $482,800	$640,870 (+7.33%) Land $158,070 Building $482,800
2023	$5,817.00 (-10.81%)	$597,110 Land $87,310 Building $509,800	$597,110 Land $87,310 Building $509,800
2022	$6,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12409 E Big Meadows Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12409 E Big Meadows Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Verizon, Wired or Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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